Polk County property record for 589 Duncan Cir E, Auburndale, FL 33823 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1975 |
| Square Footage | 925 sqft Living Area |
| Lot Size | 7,523 sqft (0.173 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2021) |
| Tax Bill | $1,958.00 (2025) |
| Primary APN | 25-28-09-321320-001160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 925 sqft Living Area |
| 1st Floor | 925 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Terrazzo Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Other Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 7,523 sqft (0.173 acres) |
| Depth X Width | 100 ft x 75 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 209 sqft Garage |
| Carport | Carport |
| Carport Area | 209 sqft Carport |
| Shed | 1 Shed |
| Porch Area | 296 sqft Porch |
| Utility Building | 110 sqft Utility Building |
| Street Address | 589 DUNCAN CIR E |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-9813 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GROVE ESTATES SECOND ADDITION PB 63 PG 18 BLK 1 LOT 16 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 09 |
| Legal Subdivision | GROVE ESTATES 2ND ADDITION |
| Legal Tract | 321320 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 11604 |
Source: Polk County records · APN 25-28-09-321320-001160
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 589 DUNCAN CIR E, AUBURNDALE, FL 33823-9813 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Feb 22, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jun 09, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DOVENMUEHLE MORTGAGE INC |
| Sep 23, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on Record |
| Deed Sale | Sep 23, 2021 · Amount on Record |
| Prior Sale | Jun 16, 2004 · Amount on Record |
| Deed Doc Number | 2021248436 |
| Deed Book / Page | 11905 / 1397 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 589 DUNCAN CIR E, AUBURNDALE, FL 33823-9813 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 589 DUNCAN CIR E, AUBURNDALE, FL 33823-9813 |
| Document Number | 0000042169 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 13015/1524 |
| Instrument | 2024042169 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 589 DUNCAN CIR E, AUBURNDALE, FL 33823-9813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 589 DUNCAN CIR E, AUBURNDALE, FL 33823-9813 |
| Document Number | 0000135646 |
|---|---|
| Date | Jun 09, 2023 |
| Book Page | 12723/937 |
| Instrument | 2023135646 |
| Name | DOVENMUEHLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 23, 2021 |
| Property Address | 589 DUNCAN CIR E, AUBURNDALE, FL 33823-9813 |
| Document Number | 0000248436 |
| Book / Page | 11905 / 1397 |
| Map Reference | MB 63 PG 18 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021248436 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2021 |
| Title Company | SMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 589 DUNCAN CIR E, 589, AUBURNDALE, FL 33823-9813 |
| Name | Verified Name |
|---|---|
| Address | 589 DUNCAN CIR E, AUBURNDALE, FL 33823-9813 |
| Document Number | 0119051399 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 11905/1399 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,958.00 (-27.18%) | $151,466 (-2.42%) Land $16,000 Building $135,466 | $151,466 (-2.42%) Land $16,000 Building $135,466 |
| 2024 | $2,689.00 (+6.96%) | ||
| 2023 | $2,514.00 (+8.64%) | $155,229 (+11.1%) Land $15,500 Building $139,729 | $155,229 (+11.1%) Land $15,500 Building $139,729 |
| 2022 | $2,314.00 | $139,725 Land $13,000 Building $126,725 | $139,725 Land $13,000 Building $126,725 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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