589 Derby Dr E, Oceanside, NY 11572 Property Records

Nassau County and Hempstead Town property record for 589 Derby Dr E, Oceanside, NY 11572

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,316 sqft · built 1950
Lot Size	0.595 acres (25,927 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Jan 2008)
Tax Bill	$19,191 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`54-498-00-0071`

Property Details

APN / Parcel Number

Primary APN	`54-498-00-0071`
Alternative APNs	`2089-54-498-00-0071-0` `54498000071000000000` `282089 54.-498-71` `54498 00710`

Interior

Full Baths	3 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,316 sqft Living Area
Gross Area	3,516 sqft
1st Floor Area	1,092 sqft
Attic	Attic
Attic Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	25,927 sqft (0.595 acres)
Lot Dimensions	292 ft deep x 57 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	248 sqft
Deck Area	525 sqft
Patio Area	605 sqft
Shed	1 Shed
Shed Area	160 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	54498 00710
Street Address	589 DERBY DR E
City	OCEANSIDE
State	NY
Zip	11572-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 011
Legal Block	498
Legal Lot Number	71
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	2
Census Block	2002
Census Tract	413300

Owner

589 Derby Dr E is owned and occupied by two individuals who bought it in January 2008.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	589 DERBY DR E, OCEANSIDE, NY 11572-2611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2008 · Amount on File
Deed Sale	Jan 9, 2008 · Amount on File
Deed Book / Page	12355 / 984
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	589 DERBY DR E, OCEANSIDE, NY 11572-2611
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0449090050
Date	Jan 13, 2021
Book Page	44909/50
Instrument	2021-005096

Lender

Name	JOVIA FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 589 Derby Dr E was $19,191.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Unified School District	Oceanside Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644 Land $276 Building $368	$644,000
2025	$19,191.00
2023	$17,839.00 Additional exemption filed	$741 Land $318 Building $423	$741,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 589 Derby Dr E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	104 (1980–2023)
Claims Outside the SFHA	38 of 104
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 74 claims Hurricane Irene, Aug 2011 · 7 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 589 Derby Dr E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20