589 Avalon Pl, Palmyra, VA 22963 Property Records

Fluvanna County property record for 589 Avalon Pl, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,904 sqft · built 2000
Lot Size	10.2 acres (447,274 sqft)
Owner	Individual Name on Record
Tax Bill	$2,360 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39 8 4`

Property Details

APN / Parcel Number

Primary APN	`39 8 4`
Alternative APN	`966`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	3,936 sqft
1st Floor Area	1,232 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	447,274 sqft (10.2 acres)
Terrain	Rolling
Porch	Porch
Porch Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	966
Street Address	589 AVALON PL
City	PALMYRA
State	VA
Zip	22963-5156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 230002105 AC 10.268
Legal Subdivision	CUNNINGHAM
Jurisdiction	FLUVANNA VA
Township / Civil Division	FORK UNION
Census Block Group	1
Census Block	1066
Census Tract	20300

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	589 AVALON PL, PALMYRA, VA 22963-5156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC
Dec 9, 2020	Intrafamily Transfer, Transfer
Jun 24, 2019	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 2, 2020
Transfer Doc	0000005098
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 2, 2023
Property Address	589 AVALON PL, PALMYRA, VA 22963-5156
Document Number	0230002105
Map Reference	DB 140 PG 37
Instrument Date	Jul 10, 2023
Instrument	230002105
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$266.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	589 AVALON PL, PALMYRA, VA 22963-5156

Mortgage

Document Number	0230002106
Date	Aug 2, 2023
Instrument	230002106

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Dec 9, 2020
Property Address	589 AVALON PL, PALMYRA, VA 22963-5156
Document Number	200005098
Map Reference	DB 140 PG 37
Instrument Date	Dec 2, 2020
Instrument	200005098
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	589 AVALON PL, PALMYRA, VA 22963-5156

June 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jun 24, 2019
Property Address	589 AVALON PL, PALMYRA, VA 22963-5156
Document Number	1901793
Map Reference	PB 140 PG 37
Instrument Date	Jun 20, 2019
Instrument	1901793
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	589 AVALON PL, PALMYRA, VA 22963-5156

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,700 (-) Land $72,200 Building $240,500	$312,700 (-) Land $72,200 Building $240,500
2025	$2,360.00 (+10.23%)	$312,700 (+23.26%) Land $72,200 Building $240,500	$312,700 (+23.26%) Land $72,200 Building $240,500
2023		$253,700 Land $72,200 Building $181,500	$253,700 Land $72,200 Building $181,500
2022	$2,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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