589 Arthur Dr, Cary, IL 60013 Property Records

McHenry County property record for 589 Arthur Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,390 sqft · built 1978
Lot Size	0.212 acres (9,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,000 (Jan 2026)
Tax Bill	$8,913 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-13-127-029`

Property Details

APN / Parcel Number

Primary APN	`19-13-127-029`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,390 sqft
1st Floor Area	776 sqft
2nd Floor Area	614 sqft

Exterior

Year Built	Built 1978
Architectural Style	Split Level
Exterior Material	Frame Siding
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	132 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	589 ARTHUR DR
City	CARY
State	IL
Zip	60013-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0019066 LT 8 BLK 1 FRANKES WEST SIDE SUB UNIT 4 MEMO: SANCHEZ, DANIEL MONTELONGO/TAPIA, NANCY
Legal Range	08E
Legal Township	43N
Legal Section	13
Legal Subdivision	FRANKES WEST SIDE SUB
Legal Block	1
Legal Lot Number	8
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3004
Census Tract	871600

Owner

Source: McHenry County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	589 ARTHUR DR, CARY, IL 60013-2063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Warranty Deed, Transfer · Conventional Mortgage LENDLINK FINANCIAL INC
Jun 1, 2020	Warranty Deed, Transfer · FHA Mortgage GMFS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	2026R0001292
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 14, 2026
Property Address	589 ARTHUR DR, CARY, IL 60013-2063
Document Number	0000001292
Map Reference	DOC 716263
Instrument Date	Dec 16, 2025
Instrument	2026R0001292
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	589 ARTHUR DR, CARY, IL 60013-2063

Mortgage

Document Number	0000001293
Date	Jan 14, 2026
Instrument	2026R0001293

Lender

Name	LENDLINK FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 1, 2020
Property Address	589 ARTHUR DR, CARY, IL 60013-2063
Document Number	0000019066
Instrument Date	May 4, 2020
Instrument	19066
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	301 E RIMINI CT #2B PALATINE IL 600673626, 2B, PALATINE, IL 60067-3626

Mortgage

Document Number	19067
Date	Jun 1, 2020
Instrument	19067

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,913.00 Homeowner's exemption	$113,841 (+56.51%) Land $17,696 Building $96,145	$341,523 (+56.51%) Land $53,088 Building $288,435
2022	Homeowner's exemption	$72,736 Land $17,250 Building $55,486	$218,208 Land $51,750 Building $166,458

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1979–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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