589 3rd St, Albany, NY 12206 Property Records

Albany County and Albany City property record for 589 3rd St, Albany, NY 12206

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,094 sqft · built 1900
Lot Size	0.07 acres (3,059 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Jul 2023)
Tax Bill	$3,321 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`010100 65.30-1-48`

Property Details

APN / Parcel Number

Primary APN	`010100 65.30-1-48`
Alternative APNs	`010006503000010480000000` `06503000010480000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,094 sqft Total Area
1st Floor Area	1,040 sqft
2nd Floor Area	1,054 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,059 sqft (0.07 acres)
Lot Dimensions	133 ft deep x 23.4 ft wide
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06503000010480000000
Street Address	589 3RD ST
City	ALBANY
State	NY
Zip	12206-2234
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2B
Legal Description	2 1/2 WOOD 1007804
Legal Block	1
Legal Lot Number	48.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1000
Census Tract	301

Owner

589 3rd St, a duplex, is owned and occupied by an individual who bought it in July 2023.

Source: Albany County and Albany City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	589 3RD ST, ALBANY, NY 12206-2234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 4, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Prior Sale	Oct 4, 2018 · Amount on File
Deed Document Number	202312400
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	589 3RD ST, ALBANY, NY 12206-2234
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	CATIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 S PEARL ST, ALBANY, NY 12202-1905

Mortgage

Document Number	0000002401
Date	Jul 13, 2023
Instrument	R2023-12401

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Oct 4, 2018
Property Address	589 3RD ST, ALBANY, NY 12206-2234
Document Number	0020182250
Book / Page	002018 / 022250
Instrument Date	Oct 1, 2018
Transaction Type	Transfer
Record Updated	Nov 13, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 COHOES RD #2 WATERVLIET NY 121891810, 2, WATERVLIET, NY 12189-1810

Tax Assessment & Valuation

The 2026 property tax bill for 589 3rd St was $3,321.

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,321.00
2025		$116,000 Land $23,200 Building $92,800	$120,833 Land $24,167 Building $96,666
2023		$39,000 (-) Land $7,800 Building $31,200	$55,061 (+12.55%) Land $11,012 Building $44,049
2022		$39,000 Land $7,800 Building $31,200	$48,921 Land $9,784 Building $39,137
2021	$1,675.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 589 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 589 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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