589 11th St, Elko, NV 89801 Property Records

Elko County property record for 589 11th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,486 sqft · built 1933
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Oct 2018)
Tax Bill	$1,352 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Jun 2019 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`001-241-029`

Property Details

APN / Parcel Number

Primary APN	`001-241-029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,486 sqft Living Area
Gross Area	4,235 sqft
1st Floor Area	1,556 sqft
Basement Area	858 sqft
Finished Basement	374 sqft
Unfinished Basement	484 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	265 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	589 11TH ST
City	ELKO
State	NV
Zip	89801-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	ELKO CITY FILE 1. A PORTION OF SOMETIMES REFERRED TO AS THE HALE ADDITION A PARCEL DESCRIBED AS FOLLOWS: BEG AT COR 1, WHICH IS SITUATE 268.00 N 48+11 W FROM A PT ON THE NWLY LINE OF COURT ST A DIST 677.42 N 41+49 E FROM THE N COR O F 9TH AND COURT S
Legal Subdivision	HALE ADN
Legal Block	2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2016
Census Tract	950800

Owner

589 11th St is owned and occupied by an individual who bought it in October 2018.

Source: Elko County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	589 11TH ST, ELKO, NV 89801-3402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Jun 20, 2019	Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC
Oct 19, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 31, 2018	Bargain and Sale Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Apr 10, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 6, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 26, 2017	Deed of Trust, Mortgage · Conventional with PMI ALFREDO URIBE
Jul 24, 2017	Quit Claim Deed, Transfer STEWART TITLE
Jul 24, 2017	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Prior Sale	Jul 24, 2017 · Amount on File
Deed Document Number	2018748069
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	589 11TH ST, ELKO, NV 89801-3402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000748141
Date	Nov 1, 2018
Instrument	748141

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	589 11TH ST, ELKO, NV 89801-3402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000755759
Date	Jun 20, 2019
Instrument	755759

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jul 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	589 11TH ST, ELKO, NV 89801-3402
Document Number	0000787387
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	589 11TH ST ELKO NV 898013402, ELKO, NV 89801-3402

Mortgage

Document Number	0000787387
Date	May 19, 2021
Instrument	787387

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2051

October 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Oct 31, 2018
Property Address	589 11TH ST, ELKO, NV 89801-3402
Document Number	0000748069
Instrument Date	Aug 31, 2018
Instrument	748069
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1588 ROYAL CREST DR, 1588, ELKO, NV 89801-4719

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	589 11TH ST, ELKO, NV 89801-3402

Mortgage

Document Number	0000748070
Date	Oct 31, 2018
Instrument	748070

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Apr 10, 2018
Property Address	589 11TH ST, ELKO, NV 89801-3402
Document Number	0000739166
Instrument Date	Apr 4, 2018
Instrument	739166
Transaction Type	Transfer
Record Updated	Apr 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1588 ROYAL CREST DR ELKO NV 898014719, ELKO, NV 89801-4719

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Apr 6, 2018
Property Address	589 11TH ST, ELKO, NV 89801-3402
Document Number	0000739061
Instrument Date	Apr 2, 2018
Instrument	739061
Transaction Type	Transfer
Record Updated	Apr 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1588 ROYAL CREST DR ELKO NV 898014719, ELKO, NV 89801-4719

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	589 11TH ST, ELKO, NV 89801-3402
Document Number	0000732473
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000732473
Date	Nov 1, 2017
Instrument	732473

Lender

Name	ALFREDO URIBE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	24 Months
Due	Oct 31, 2019

Interest

Rate	13%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Jul 24, 2017
Property Address	589 11TH ST, ELKO, NV 89801-3402
Document Number	0000728431
Instrument Date	Jul 24, 2017
Instrument	728431
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2860 JENNINGS WAY ELKO NV 898017959, ELKO, NV 89801-7959

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Jul 24, 2017
Property Address	589 11TH ST, ELKO, NV 89801-3402
Document Number	0000728432
Instrument Date	Jul 24, 2017
Instrument	728432
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1588 ROYAL CREST DR ELKO NV 898014719, ELKO, NV 89801-4719

Tax Assessment & Valuation

The 2026 property tax bill for 589 11th St was $1,352, up 5.4% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,352.00 (+5.38%)	$41,712 (-0.2%) Land $15,050 Building $26,662	$119,177 (-0.2%) Land $43,000 Building $76,177
2025	$1,283.00	$41,794 Land $15,050 Building $26,744	$119,411 Land $43,000 Building $76,411
2023	$1,068.00 (+7.99%)	$30,981 (+14.83%) Land $6,615 Building $24,366	$88,517 (+14.83%) Land $18,900 Building $69,617
2022	$989.00	$26,980 Land $6,615 Building $20,365	$77,086 Land $18,900 Building $58,186

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 589 11th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 589 11th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Nevada
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Rise Broadband.

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