5889 Silver Oaks Dr, Chino, CA 91710 Property Records

San Bernardino County property record for 5889 Silver Oaks Dr, Chino, CA 91710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,969 sqft · built 2018
Lot Size	0.064 acres (2,781 sqft)
Owner	Individual Name on File
Last Sale	$518,000 (Nov 2018)
Tax Bill	$6,455 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1020-091-16-0000`

Property Details

APN / Parcel Number

Primary APN	`1020-091-16-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,969 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	776 sqft
2nd Floor Area	1,193 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	2,781 sqft (0.064 acres)
Garage Type	Attached
Garage Area	479 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5889 SILVER OAKS DR
City	CHINO
State	CA
Zip	91710-6741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 19978 LOT 2 BOOK 346 PAGE 9 AND INTEREST IN COMMON AREA
Legal Subdivision	TRACT NO 19978
Legal Tract	19978
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2000
Census Tract	606

Owner

5889 Silver Oaks Dr is owned and occupied by an individual who bought it in November 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	5889 SILVER OAKS DR, CHINO, CA 91710-6741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 9, 2018	Quit Claim Deed, Transfer FNTG BUILDER SERVICES, FNTG BUILDER SVCS
Nov 9, 2018	Grant Deed, Transfer · ARM CATHAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Deed Document Number	2018408271
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	0000408272
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5889 SILVER OAKS DR, CHINO, CA 91710-6741
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5889 SILVER OAKS DR, CHINO, CA 91710-6741

Mortgage

Document Number	0000464410
Date	Oct 12, 2021
Instrument	2021-0464410

Lender

Name	US BANK NA
Type	Bank
Address	CLINTON, KY 42031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 9, 2018
Property Address	5889 SILVER OAKS DR, CHINO, CA 91710-6741
Document Number	0000408272
Instrument Date	May 30, 2018
Instrument	408272
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5889 SILVER OAKS DR CHINO CA 917106741, CHINO, CA 91710-6741

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 9, 2018
Property Address	5889 SILVER OAKS DR, CHINO, CA 91710-6741
Document Number	0000408271
Map Reference	MB 346 PG 9-12
Instrument Date	May 11, 2018
Instrument	2018-0408271
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE GROU

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5889 SILVER OAKS DR, CHINO, CA 91710-6741

Mortgage

Document Number	0000408273
Date	Nov 9, 2018
Instrument	2018-0408273

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 5889 Silver Oaks Dr was $6,455.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Chino City
Unified School District	Chino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$589,396 (+2%) Land $221,878 Building $367,518
2025	$6,455.00	$577,839 Land $217,527 Building $360,312
2023	$6,109.00 (+0.61%)	$555,401 Land $209,080 Building $346,321
2022	$6,072.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5889 Silver Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5889 Silver Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHINO serves 90,187 people · EPA ID CA3610012
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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