Macomb County property record for 58877 Christopher Rd, Ray, MI 48096
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,752 sqft · built 1992 |
| Lot Size | 2.51 acres (109,553 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,513 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-05-32-103-011 |
| Primary APN | 21-05-32-103-011 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,752 sqft Living Area |
| 1st Floor Area | 2,091 sqft |
| Basement Area | 2,091 sqft |
| Unfinished Basement | 2,091 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Lot Area | 109,553 sqft (2.51 acres) |
| Garage Area | 1,088 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 58877 CHRISTOPHER RD |
|---|---|
| City | RAY |
| State | MI |
| Zip | 48096-4135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUPERVISORS PLAT OF DAVIS PARTOF LOT 27 DES AS FOLL: BEG AT NE COR LOT 27; TH S0*58'E 217.89 FT; TH S89*24'W 423.82 FT; TH ALG C/L HEALY BROOK DR N28*0'36"W 59.14 FT & N42*13'-20"W 221.24 FT; TH N89*24'E 596.60 FT ALG NLY LINE LOT 27 TO POB. 2.515 A. |
| Legal Subdivision | SUPERVISORS PLAT |
| Legal Lot Number | 27 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | RAY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 216000 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 58877 CHRISTOPHER RD, RAY, MI 48096-4135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 58877 CHRISTOPHER RD, RAY, MI 48096-4135 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Title Company | DFCU TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 58877 CHRISTOPHER RD, RAY, MI 48096-4135 |
| Document Number | 2200129986 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 28912/351 |
| Instrument | 202200129986 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Ray Township |
| Unified School District | Romeo Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,800 (+57.79%) | $593,600 (+57.79%) | |
| 2025 | $5,513.00 (+84.69%) | ||
| 2023 | $188,100 | $376,200 | |
| 2022 | $2,985.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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