5886 Kehtel Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 5886 Kehtel Rd, Duluth, MN 55811

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 2.75 ba · 1,413 sqft · built 2018
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$875,000 (Jul 2023)
Tax Bill	$4,326 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`280-0013-00452`

Property Details

APN / Parcel Number

Primary APN	`280-0013-00452`
Alternative APNs	`1043488` `1150687`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,413 sqft Gross Area
1st Floor Area	1,413 sqft
Basement Area	205 sqft
Finished Basement	205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	16 sqft
Patio Area	352 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1150687
Street Address	5886 KEHTEL RD
City	DULUTH
State	MN
Zip	55811-9717
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	PART OF LOT 3 BEG AT W 1/4 COR OF SEC 18THENCE E ALONG N LINE OF LOT 3 251.75 FTTHENCE SLY 53.94 FT THENCE 67 DEG 9 MIN28 SEC
Legal Range	15W
Legal Township	51N
Legal Section	18
Legal Subdivision	CANOSIA TOWN OF
Legal Lot Number	3,251
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	2
Census Block	2021
Census Tract	10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4198 JACKSON DR, HERMANTOWN, MN 55811-2613
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
May 19, 2020	Deed of Trust, Mortgage NATIONAL BK/COMMERCE
Apr 30, 2018	Loan Modification, Mortgage NATIONAL BK/COMMERCE
Sep 25, 2017	Trustee's Deed, Construction Loan · Construction Mortgage NATIONAL BK/COMMERCE
May 30, 2017	Warranty Deed, Transfer STEWART TITLE
May 30, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	May 30, 2017 · Amount on Record
Deed Document Number	20231069704
Prior Transfer Date	Aug 19, 2011
Prior Transfer Doc	0000903615
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 3, 2023
Property Address	5886 KEHTEL RD, DULUTH, MN 55811-9717
Document Number	0001069704
Instrument Date	Jun 14, 2023
Instrument	1069704
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4198 JACKSON DR, HERMANTOWN, MN 55811-2613

Mortgage

Document Number	0001069705
Date	Jul 3, 2023
Instrument	1069705

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.85%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	3.85%
Max Rate At Change	7.85%
Index	1-Year T-Bill
Max Rate	10.8%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5886 KEHTEL RD, DULUTH, MN 55811-9717
Document Number	00T1024183
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5882 SHADY LN DULUTH MN 55811, DULUTH, MN 55811

Mortgage

Document Number	00T1024183
Date	Jun 4, 2020
Instrument	T1024183

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 3, 2035

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	5886 KEHTEL RD, DULUTH, MN 55811-9717
Document Number	000T997496
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5886 KEHTEL RD DULUTH MN 558119717, DULUTH, MN 55811-9717

Mortgage

Document Number	000T997496
Date	May 1, 2018
Instrument	T997496

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2033

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 25, 2017
Property Address	5886 KEHTEL RD, DULUTH, MN 55811-9717
Instrument Date	Sep 18, 2017
Instrument	T990111
Transaction Type	Construction Loan
Record Updated	Oct 10, 2017
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5025 SILVER LEAF ST HERMANTOWN MN 558114097, HERMANTOWN, MN 55811-4097

Mortgage

Document Number	000T990111
Date	Sep 25, 2017
Instrument	T990111

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 24, 2018

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 30, 2017
Property Address	5886 KEHTEL RD, DULUTH, MN 55811-9717
Document Number	000T985366
Instrument Date	May 25, 2017
Instrument	T985366
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$214.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 30, 2017
Property Address	5886 KEHTEL RD, DULUTH, MN 55811-9717
Document Number	000T985367
Instrument Date	May 25, 2017
Instrument	T985367
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$495.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5025 SILVER LEAF ST HERMANTOWN MN 558114097, HERMANTOWN, MN 55811-4097

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,326.00 (-0.87%)
2025	$4,364.00 (+7.12%)	$470,200 (+3.45%) Land $54,500 Building $415,700	$470,200 (+3.45%) Land $54,500 Building $415,700
2024	$4,074.00 (+37.26%)	$454,500 (+60.37%) Land $54,200 Building $400,300	$454,500 (+60.37%) Land $54,200 Building $400,300
2023	$2,968.00 Homeowner's exemption
2022		$283,400 (+19.83%) Land $38,800 Building $244,600	$283,400 (+19.83%) Land $38,800 Building $244,600
2021		$236,500 Land $43,200 Building $193,300	$236,500 Land $43,200 Building $193,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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