Charles County property record for 5885 Fenwick Rd, Bryans Road, MD 20616
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,056 sqft · built 1976 |
| Lot Size | 0.517 acres (22,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,000 (Jun 1999) |
| Tax Bill | $8,405 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-006977 |
| Primary APN | 07-006977 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,500 sqft (0.517 acres) |
| View / Lot | Waterfront |
| Deck Area | 484 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 006977 |
|---|---|
| Street Address | 5885 FENWICK RD |
| City | BRYANS ROAD |
| State | MD |
| Zip | 20616-3142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | L-2 - 10 B-8 FENWICK SUB |
| Legal Subdivision | FENWICK SUB |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 850101 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5885 FENWICK RD, BRYANS ROAD, MD 20616-3142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 1999 · Amount on Record |
| Deed Sale | Jun 16, 1999 · Amount on Record |
| Prior Sale | Feb 26, 1982 · Amount on Record |
| Deed Document Number | 199922499 |
| Deed Book / Page | 2815 / 181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 15, 2026 |
| Property Address | 5885 FENWICK RD, BRYANS ROAD, MD 20616-3142 |
| Document Number | 1407000448 |
| Book / Page | 14071 / 448 |
| Instrument Date | May 6, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NAVY FEDERAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5885 FENWICK RD, BRYANS ROAD, MD 20616-3142 |
| Document Number | 1407000448, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 14071/448 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,833 (+4.58%) | $291,300 (+13.74%) Land $80,700 Building $210,600 | |
| 2025 | $8,405.00 (+143.06%) Homeowner's exemption | $256,100 (+9.46%) Land $80,700 Building $175,400 | $256,100 (-) Land $80,700 Building $175,400 |
| 2023 | $3,458.00 Homeowner's exemption | $233,967 | $256,100 Land $80,700 Building $175,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (2003–2020) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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