5885 Centerville Rd, Williamsburg, VA 23188 Property Records

James City County property record for 5885 Centerville Rd, Williamsburg, VA 23188 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 1935
Lot Size	0.761 acres (33,149 sqft)
Owner	Individual Name on File
Last Sale	$291,000 (Aug 2022)
Tax Bill	$1,055 (2022)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-1 01-0-0046`

Property Details

APN / Parcel Number

Primary APN	`31-1 01-0-0046`
Alternative APN	`2296`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,244 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	33,149 sqft (0.761 acres)

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	2296
Street Address	5885 CENTERVILLE RD
City	WILLIAMSBURG
State	VA
Zip	23188-7307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADJ JAMES JONES
Legal Subdivision	ACREAGE LOTS POWHATAN
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1055
Census Tract	80306

Owner

Source: James City County records · APN 31-1 01-0-0046

Assessment roll updated October 14, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5885 CENTERVILLE RD, WILLIAMSBURG, VA 23188-7307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Nov 08, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORPORATION
Mar 14, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Mar 14, 2022 · Amount on Record
Deed Document Number	202212429
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	Jun 18, 2026
Property Address	5885 CENTERVILLE RD, WILLIAMSBURG, VA 23188-7307
Document Number	0000007687
Instrument Date	May 20, 2026
Instrument	20267687
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5885 CENTERVILLE RD, WILLIAMSBURG, VA 23188-7307

Mortgage

Document Number	0000007687,
Date	Jun 18, 2026
Instrument	20267687

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Sep 01, 2052

Interest

Rate	6.23%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	5885 CENTERVILLE RD, WILLIAMSBURG, VA 23188-7307
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202311766
Date	Nov 08, 2023
Instrument	202311766

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Sep 01, 2052

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 16, 2022
Property Address	5885 CENTERVILLE RD, WILLIAMSBURG, VA 23188-7307
Document Number	0202212429
Instrument Date	Aug 15, 2022
Instrument	202212429
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5885 CENTERVILLE RD, WILLIAMSBURG, VA 23188-7307

Mortgage

Document Number	0202212430
Date	Aug 16, 2022
Instrument	202212430

Lender

Name	HOMESPIRE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 14, 2022
Property Address	5885 CENTERVILLE RD, WILLIAMSBURG, VA 23188-7307
Document Number	0202204030
Instrument Date	Mar 01, 2022
Instrument	202204030
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 DUNBARTON DR, CHESAPEAKE, VA 23325-4301

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$231,600 (+82.08%) Land $62,300 Building $169,300	$231,600 (+82.08%) Land $62,300 Building $169,300
2023		$127,200 Land $46,200 Building $81,000	$127,200 Land $46,200 Building $81,000
2022	$1,055.00 (+12.59%)
2019	$937.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950803061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 147 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024, other causes
Claims By Storm	Hurricane Isabel, Sep 2003 · 6 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Cox Communications	Cable	2,000 / 100
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Centerville Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures