5884 Head Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 5884 Head Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,235 sqft · built 2020
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Company Names on Record
Last Sale	$190,000 (Jun 2019)
Tax Bill	$10,852 (2025)
Deeds & Mortgages	Jan 2020 Construction Loan Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-26-014188-001-00`

Property Details

APN / Parcel Number

Primary APN	`04-05-26-014188-001-00`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,235 sqft Living Area
Gross Area	5,770 sqft
1st Floor Area	3,136 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	89,734 sqft (2.06 acres)
Garage Type	Attached
Garage Area	990 sqft
Pool Area	540 sqft
Porch	Finished Screened Porch
Balcony Area	223 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5884 HEAD RD
City	FLEMING ISLAND
State	FL
Zip	32003-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 4 OR 4197 PG 720, 4945 PG 1864
Legal Range	26E
Legal Township	05S
Legal Section	04
Legal Lot Number	4
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5884 HEAD RD, FLEMING ISLAND, FL 32003-6109
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 1, 2020	Loan Modification, Mortgage AMERIS BK
Jun 3, 2019	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Deed Document Number	201927961
Deed Book / Page	4197 / 720
Last Transfer Date	Jun 23, 2025
Transfer Doc	0049451864
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	5884 HEAD RD, FLEMING ISLAND, FL 32003-6109
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042651137
Date	Jan 2, 2020
Book Page	4265/1137
Instrument	2020000013

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	5884 HEAD RD, FLEMING ISLAND, FL 32003-6109
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5884 HEAD RD, FLEMING ISLAND, FL 32003-6109

Mortgage

Document Number	0044680864
Date	Jun 11, 2021
Book Page	4468/864
Instrument	2021036481

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	5884 HEAD RD, FLEMING ISLAND, FL 32003-6109
Document Number	0043442106
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5884 HEAD RD FLEMING ISLAND FL 320036109, FLEMING ISLAND, FL 32003-6109

Mortgage

Document Number	0043442106
Date	Sep 1, 2020
Book Page	004344/002106
Instrument	44846

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 3, 2019
Property Address	5884 HEAD RD, FLEMING ISLAND, FL 32003-6109
Document Number	0041970720
Book / Page	004197 / 000720
Instrument Date	May 21, 2019
Instrument	27961
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5329 PINE AVE FLEMING ISLAND FL 320038103, FLEMING ISLAND, FL 32003-8103

Mortgage

Document Number	41970722
Date	Jun 3, 2019
Book Page	004197/000722
Instrument	27962

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 2, 2034

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,852.00 (+4.63%)	$751,645 (+5.99%)	$1,294,598 (+12.07%) Land $309,000 Building $985,598
2024	$10,372.00 (-1.15%)
2023	$10,493.00 (+4.02%) Homeowner's exemption	$709,187 (+3%)	$1,155,191 (+17.19%) Land $216,300 Building $938,891
2022	$10,087.00 Homeowner's exemption	$688,532	$985,707 Land $185,400 Building $800,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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