5882 Echo Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 5882 Echo Point Rd, Tower, MN 55790 · Last verified August 2026

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details2 bd · 1.75 ba · 1,524 sqft · built 1978
Lot Size2.17 acres (94,586 sqft)
OwnerIndividual Name on File
Last Sale$229,000 (Dec 2015)
Tax Bill$6,640 (2026)
Deeds & MortgagesJul 2021 Mortgage
Jun 2020 Construction Loan
Flood ZoneZone A (high risk)
APN270-0021-00110

Property Details

APN / Parcel Number

Primary APN270-0021-00110
Alternative APN
  • 1109838

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,524 sqft Gross Area
1st Floor Area1,692 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRustic
Exterior MaterialWood
Construction TypeFrame
Lot Area94,586 sqft (2.17 acres)
Garage Area576 sqft

Exterior Amenities

PorchSlab
Deck Area45 sqft
Storage Building96 sqft
Boat House500 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1109838
Street Address5882 ECHO POINT RD
CityTOWER
StateMN
Zip55790-8354
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionLOT 7, BLOCK 2 SERIAL #
Legal SubdivisionAGA MING TOWN OF BREITUNG
Legal Block2
Legal Lot Number7
JurisdictionST LOUIS MN
Township / Civil DivisionBREITUNG
Census Block Group2
Census Block2016
Census Tract15402

Owner

Source: St. Louis County records · APN 270-0021-00110

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5882 ECHO POINT RD, TOWER, MN 55790-8354
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FRANDSEN BANK & TRUST
Jun 02, 2020Deed of Trust, Construction Loan · Construction Mortgage
FRANDSEN BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 22, 2015 · Amount on Record
Deed SaleDec 22, 2015 · Amount on Record
Deed Document Number20151276262
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5882 ECHO POINT RD, TOWER, MN 55790-8354
Transaction TypeMortgage
Record UpdatedSep 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001419843
DateJul 22, 2021
Instrument1419843
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressSAINT PAUL, MN 55112
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

June 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateJun 02, 2020
Property Address5882 ECHO POINT RD, TOWER, MN 55790-8354
Document Number00A1381305
Instrument DateMay 29, 2020
InstrumentA1381305
Transaction TypeConstruction Loan
Record UpdatedJul 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5882 ECHO POINT RD TOWER MN 55790, TOWER, MN 55790

Mortgage

Document Number00A1381305
DateJun 02, 2020
InstrumentA1381305
Lender
NameFRANDSEN BK&TR
TypeBank
AddressTOWER, MN 55790
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 01, 2021

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionBreitung Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,640.00 (+19.34%) Homeowner's exemption
2025$5,564.00 (+1.79%) Homeowner's exemption$631,900 (+21.24%) Land $245,200 Building $386,700$631,900 (+21.24%) Land $245,200 Building $386,700
2024$5,466.00$521,200 (+12.55%) Land $228,900 Building $292,300$521,200 (+12.55%) Land $228,900 Building $292,300
2022$463,100 Land $206,500 Building $256,600$463,100 Land $206,500 Building $256,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Consolidated Telephone CompanyFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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