5882 E State Rd 45, Bloomington, IN 47408 Property Records

Monroe County property record for 5882 E State Rd 45, Bloomington, IN 47408

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,040 sqft · built 2009
Lot Size	12.5 acres (544,500 sqft)
Owner	Individual Name on Record
Last Sale	$85,800 (Aug 2013)
Tax Bill	$1,808 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2008 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`003-11430-01`

Property Details

APN / Parcel Number

Primary APN	`003-11430-01`
Alternative APN	`53-06-19-200-014.000-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	544,500 sqft (12.5 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Shed	1 Shed
Shed Area	392 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	003-11430-01
Street Address	5882 E STATE ROAD 45
City	BLOOMINGTON
State	IN
Zip	47408-9646
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	003-11430-01 PT SW NW 19-9-1E 12.50 A PLAT 45
Jurisdiction	MONROE IN
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1000
Census Tract	1403

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5890 E STATE ROAD 45, BLOOMINGTON, IN 47408-9426
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Jul 28, 2008	Deed of Trust, Mortgage · Line of Credit AMERICAN EQUITY CORP
Nov 13, 2008	Deed of Trust, Mortgage · FHA Mortgage UMBACH MORTGAGE
Jan 10, 2023	Intrafamily Transfer, Transfer
Aug 14, 2013	Affidavit of Death of Joint Tenant, Transfer · FHA Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2013 · Amount on Record
Deed Sale	Aug 14, 2013 · Amount on Record
Deed Document Number	201314437
Prior Transfer Date	Aug 7, 2013
Prior Transfer Doc	2013014437
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	5882 E STATE ROAD 45, BLOOMINGTON, IN 47408-9646
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5882 E STATE ROAD 45, BLOOMINGTON, IN 47408-9646

Mortgage

Document Number	2023008847
Date	Aug 1, 2023
Instrument	2023008847

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2038

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	5882 E STATE ROAD 45, BLOOMINGTON, IN 47408-9646
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008012690
Date	Jul 28, 2008
Instrument	2008012690

Lender

Name	AMERICAN EQUITY CORP
Address	EVANSVILLE, IN 47712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	May 27, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	5882 E STATE ROAD 45, BLOOMINGTON, IN 47408-9646
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008018632
Date	Nov 13, 2008
Instrument	2008018632

Lender

Name	UMBACH MORTGAGE
Address	EVANSVILLE, IN 47712

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2038

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Jan 10, 2023
Property Address	5882 E STATE ROAD 45, BLOOMINGTON, IN 47408-9646
Document Number	2023000356
Instrument Date	Jan 6, 2023
Instrument	2023000356
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5890 E STATE ROAD 45, BLOOMINGTON, IN 47408-9426

August 2013: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONROE IN
Recording Date	Aug 14, 2013
Property Address	5882 E STATE ROAD 45, BLOOMINGTON, IN 47408-9646
Document Number	2013014437
Instrument Date	Aug 7, 2013
Instrument	2013014437
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5880 E STATE ROAD 45, BLOOMINGTON, IN 47408-9646

Mortgage

Document Number	2013014438
Date	Aug 14, 2013
Instrument	2013014438

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2028

Interest

Type Change Date	Sep 1, 2018

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Benton Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,808.00 (-30.11%)	$296,200 (+14.41%) Land $113,500 Building $182,700	$296,200 (+14.41%) Land $113,500 Building $182,700
2024	$2,587.00 (-17.87%)
2023		$258,900 (+18.44%) Land $86,000 Building $172,900	$258,900 (+18.44%) Land $86,000 Building $172,900
2022	$3,150.00	$218,600 Land $74,500 Building $144,100	$218,600 Land $74,500 Building $144,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	B&B WATER PROJECT, INC. private · serves 4,695 people · EPA ID IN5253001
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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