5882 Bridge Spring Rd, Frederick, MD 21704 Property Records

Frederick County property record for 5882 Bridge Spring Rd, Frederick, MD 21704

Property Summary

Property Type	Exempt (Full or Partial)
Details	3.5 ba · 4,050 sqft · built 2001
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Last Sale	$372,000 (Apr 2004)
Tax Bill	$88 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-298304`

Property Details

APN / Parcel Number

Primary APN	`09-298304`
Alternative APNs	`9298304` `298304`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,050 sqft Gross Area
1st Floor Area	1,476 sqft
Basement Area	870 sqft
Finished Basement	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,800 sqft (0.202 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	298304
Street Address	5882 BRIDGE SPRING RD
City	FREDERICK
State	MD
Zip	21704-6706
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R3
Legal Description	LOT 10 SEC 1 PLAT 2 8,800 SQ. FT. WINDING RIDGE
Legal Subdivision	WINDING RIDGE
Legal Lot Number	10
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1006
Census Tract	751904

Owner

5882 Bridge Spring Rd is owned and occupied by two individuals who bought it in April 2004.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5882 BRIDGE SPRING RD, FREDERICK, MD 21704-6706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 18, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST SAVINGS MORTGAGE CORP
Mar 6, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 5, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 12, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2004 · Amount on File
Deed Sale	Apr 20, 2004 · Amount on File
Prior Sale	Jul 19, 2001 · Amount on File
Deed Document Number	200442472
Deed Book / Page	4540 / 632
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Apr 14, 2026
Property Address	5882 BRIDGE SPRING RD, FREDERICK, MD 21704-6706
Document Number	1781000488
Book / Page	17815 / 488
Instrument Date	Apr 7, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	5882 BRIDGE SPRING RD, FREDERICK, MD 21704-6706

Mortgage

Document Number	1781000488,
Date	Apr 14, 2026
Book Page	17815/488

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5882 BRIDGE SPRING RD, FREDERICK, MD 21704-6706
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	ASPEN RE SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0130330172
Date	Jun 18, 2019
Book Page	13033/0172

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5882 BRIDGE SPRING RD, FREDERICK, MD 21704-6706
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135750031
Date	Mar 6, 2020
Book Page	13575/31

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jul 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5882 BRIDGE SPRING RD, FREDERICK, MD 21704-6706
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142750178
Date	Nov 17, 2020
Book Page	14275/178

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5882 BRIDGE SPRING RD, FREDERICK, MD 21704-6706
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153530476
Date	Oct 5, 2021
Book Page	15353/476

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5882 BRIDGE SPRING RD, FREDERICK, MD 21704-6706
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159170317
Date	May 12, 2022
Book Page	15917/317

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5882 Bridge Spring Rd was $88 with a homeowner's exemption, down 5% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$616,600 (+6.94%)	$656,600 (-) Land $116,600 Building $540,000
2025	$88.00 (-5%) Homeowner's exemption	$576,600	$656,600 Land $116,600 Building $540,000
2024	$176.00 (+1%)
2023	$88.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$504,567	$536,600 Land $116,600 Building $420,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5882 Bridge Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5882 Bridge Spring Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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