5880 Bumper Rd, El Dorado, CA 95623 Property Records

El Dorado County property record for 5880 Bumper Rd, El Dorado, CA 95623

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,800 sqft · built 2006
Lot Size	21.4 acres (936,104 sqft)
Owner	Individual Name on Record
Last Sale	$1,250,000 (May 2026)
Tax Bill	$13,285 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`090-280-005-000`

Property Details

APN / Parcel Number

Primary APN	`090-280-005-000`
Alternative APNs	`09028005100` `0902800510`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,800 sqft Living Area
1st Floor Area	2,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	936,104 sqft
View / Lot	Average
Garage Type	Attached
Garage Area	2,208 sqft
Parking Spaces	4 Parking Spaces
Patio Area	2,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	5880 BUMPER RD
City	EL DORADO
State	CA
Zip	95623-4705
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE10
Legal Description	RS 31/112/1
Legal Tract	1
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2011
Census Tract	31503

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5880 BUMPER RD, EL DORADO, CA 95623-4705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Grant Deed, Transfer · Conventional Mortgage OCMBC INC
Mar 29, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Mar 29, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 27, 2017	Deed of Trust, Mortgage · Line of Credit CENTRAL VALLEY COMMUNITY BANK
Sep 6, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 27, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 1, 2017	Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Mar 29, 2022 · Amount on Record
Deed Document Number	202614648
Prior Transfer Date	Mar 25, 2022
Prior Transfer Doc	0000014382
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 4, 2026
Property Address	5880 BUMPER RD, EL DORADO, CA 95623-4705
Document Number	0000014648
Instrument Date	Apr 15, 2026
Instrument	2026.14648
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5880 BUMPER RD, EL DORADO, CA 95623-4705

Mortgage

Document Number	0000014649,
Date	May 4, 2026
Instrument	2026..14649

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Mar 29, 2022
Property Address	5880 BUMPER RD, EL DORADO, CA 95623-4705
Document Number	0000014382
Map Reference	MB 31 PG 112
Instrument Date	Mar 25, 2022
Instrument	2022-0014382
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2402, GRANITE BAY, CA 95746-2402

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 29, 2022
Property Address	5880 BUMPER RD, EL DORADO, CA 95623-4705
Document Number	0000014381
Map Reference	MB 31 PG 112
Instrument Date	Mar 4, 2022
Instrument	2022-0014381
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2402, GRANITE BAY, CA 95746-2402

Mortgage

Document Number	0000014383
Date	Mar 29, 2022
Instrument	2022-0014383

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5880 BUMPER RD, EL DORADO, CA 95623-4705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003952
Date	Jan 27, 2017
Instrument	2017-0003952

Lender

Name	CENTRAL VALLEY COMMUNITY BANK
Type	Bank
Address	FRESNO, CA 93720

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 6, 2018
Property Address	5880 BUMPER RD, EL DORADO, CA 95623-4705
Document Number	0000034997
Instrument Date	Aug 29, 2018
Instrument	34997
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5880 BUMPER RD EL DORADO CA 956234705, EL DORADO, CA 95623-4705

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 27, 2018
Property Address	5880 BUMPER RD, EL DORADO, CA 95623-4705
Document Number	0000029164
Map Reference	MB 31 PG 112
Instrument Date	Jul 11, 2018
Instrument	2018-0029164
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5880 BUMPER RD, EL DORADO, CA 95623-4705

Mortgage

Document Number	0000029165
Date	Jul 27, 2018
Instrument	2018-0029165

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 1, 2017
Property Address	5880 BUMPER RD, EL DORADO, CA 95623-4705
Document Number	0000031827
Map Reference	MB 31 PG 112
Instrument Date	Jul 26, 2017
Instrument	2017-0031827
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9235 ALBAUGH RD, NEW WINDSOR, MD 21776-7804

Mortgage

Document Number	0000031828
Date	Aug 1, 2017
Instrument	2017-0031828

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,298,917 (+2%) Land $324,729 Building $974,188
2025	$13,285.00 (+2.08%) Homeowner's exemption	$1,273,449 (+4.04%) Land $318,362 Building $955,087
2024	$13,014.00 (+2.07%)
2023	$12,750.00 (+34.03%) Homeowner's exemption	$1,224,000 Land $306,000 Building $918,000
2022	$9,513.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1995–2017)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Feb 2017 · Flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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