588 Wolcott Ave, Middletown, RI 02842 Property Records

Middletown Town property record for 588 Wolcott Ave, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,604 sqft · built 1950
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Tax Bill	$22,667 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`199209995`

Property Details

APN / Parcel Number

Primary APN	`199209995`
Alternative APN	`MIDD M:0122 B:00 L:64`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,604 sqft Living Area
Gross Area	5,584 sqft
1st Floor Area	1,590 sqft
Basement Area	1,590 sqft
Unfinished Basement	836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	199209995
Street Address	588 WOLCOTT AVE
City	MIDDLETOWN
State	RI
Zip	02842-5949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Lot Number	64
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3013
Census Tract	40400

Owner

Source: Middletown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	588 WOLCOTT AVE, MIDDLETOWN, RI 02842-5949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit BANKNEWPORT
Aug 1, 2019	Deed of Trust, Mortgage · Line of Credit BANKNEWPORT

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	588 WOLCOTT AVE, MIDDLETOWN, RI 02842-5949
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001757-54
Date	Feb 7, 2022
Book Page	1757/54
Instrument	377

Lender

Name	BANKNEWPORT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	588 WOLCOTT AVE, MIDDLETOWN, RI 02842-5949
Document Number	1609-61
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 WOLCOTT AVE MIDDLETOWN RI 028425949, MIDDLETOWN, RI 02842-5949

Mortgage

Document Number	1609-61
Date	Aug 8, 2019
Book Page	001609/000061
Instrument	42

Lender

Name	BANKNEWPORT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 7, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,667.00 (+50.75%)	$1,922,600 (+60.98%) Land $1,485,600 Building $437,000	$2,272,951
2023	$15,036.00 (+4.74%)	$1,194,300 (-) Land $874,400 Building $319,900
2022	$14,355.00	$1,194,300 Land $874,400 Building $319,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	34 (1982–2020)
Claims Outside the SFHA	14 of 34
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 9 claims Severe Storms And Flooding, Apr 2010 · 5 claims Hurricane Bob, Aug 1991 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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