588 State Rte 143, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 588 State Rte 143, Westerlo, NY 12193 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,857 sqft · built 1929
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$976 (2025)
Deeds & Mortgages	Mar 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`013800 139.9-2-13`

Property Details

APN / Parcel Number

Primary APN	`013800 139.9-2-13`
Alternative APNs	`380013900900020130000000` `13900900020130000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,857 sqft Living Area
1st Floor Area	1,485 sqft
Upper Floors Area	372 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Detached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13900900020130000000
Street Address	588 STATE ROUTE 143
City	WESTERLO
State	NY
Zip	12193-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	ALBANY NY
Township / Civil Division	WESTERLO
Census Block Group	1
Census Block	1040
Census Tract	14803

Owner

Source: Albany County and Westerlo Town records · APN 013800 139.9-2-13

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 245, WESTERLO, NY 12193-0245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	588 STATE ROUTE 143, WESTERLO, NY 12193-7701
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 STATE ROUTE 143, WESTERLO, NY 12193-2219

Mortgage

Document Number	0000000311
Date	Mar 08, 2022
Instrument	R2022-6311

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	116 Months
Due	Nov 01, 2031

Interest

Rate	2.37%

Tax Assessment & Valuation

Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Westerlo Town
Unified School District	Berne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$976.00 (+29.79%) Homeowner's exemption Senior Citizen's exemption	$1,000 (-) Land $150 Building $850	$172,414 (+10.31%) Land $25,862 Building $146,552
2023		$1,000 (-) Land $150 Building $850	$156,300 (+17.23%) Land $23,445 Building $132,855
2022		$1,000 Land $150 Building $850	$133,333 Land $20,000 Building $113,333
2021	$752.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010148031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	3 (2005–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011, river or lake flooding, Hurricane Irene
Flood Events	Hurricane Irene (Aug 2011), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.