588 Rocky Point Dr, Morganton, GA 30560 Property Records

Fannin County property record for 588 Rocky Point Dr, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,915 sqft · built 2008
Lot Size	1.31 acres (57,064 sqft)
Owner	Company Name on File
Tax Bill	$7,220 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0032 07204`

Property Details

APN / Parcel Number

Primary APN	`0032 07204`
Alternative APN	`23011`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,915 sqft Heated Area
1st Floor Area	600 sqft
Basement Area	1,326 sqft
Finished Basement	1,326 sqft
Unfinished Basement	1,326 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	57,064 sqft (1.31 acres)
Terrain	Rolling
Garage Area	600 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,032 sqft
Deck Area	750 sqft
Patio Area	400 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	23011
Street Address	588 ROCKY POINT DR
City	MORGANTON
State	GA
Zip	30560-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	7-1 LL1 DB1604-490* 1.31 AC
Legal Subdivision	LK STANDARD CONTOUR PR
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2060
Census Tract	50500

Owner

588 Rocky Point Dr is owned by a company that acquired it in May 2024.

Source: Fannin County records, as of January 21, 2026

Owner of Record	Company Name on File
Mailing Address	53 E FAIN ST, 103, BLUE RIDGE, GA 30513-7165
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE
May 29, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2024
Deed Sale	May 29, 2024
Prior Sale	Jul 3, 2015 · Amount on File
Deed Document Number	20242976110002
Deed Book / Page	1604 / 490
Prior Transfer Date	May 28, 2024
Prior Transfer Doc	001604/490
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	588 ROCKY POINT DR, MORGANTON, GA 30560-3612
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 ROCKY POINT DR, MORGANTON, GA 30560-3612

Mortgage

Document Number	0000001342/0000000694
Date	Apr 20, 2020
Book Page	0000001342/0000000694
Instrument	002464520017

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FANNIN GA
Recording Date	May 29, 2024
Property Address	588 ROCKY POINT DR, MORGANTON, GA 30560-3612
Document Number	001604/490
Book / Page	1604 / 490
Instrument Date	May 28, 2024
Instrument	2976110002
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 ROCKY POINT DR, MORGANTON, GA 30560-3612

Tax Assessment & Valuation

The 2025 property tax bill for 588 Rocky Point Dr was $7,220.

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,220.00	$795,830 Land $340,000 Building $455,830	$1,989,576 Land $850,000 Building $1,139,576
2023		$701,852 Land $340,000 Building $361,852	$1,754,630 Land $850,000 Building $904,630
2022	$9,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 588 Rocky Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 588 Rocky Point Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: ETC, Verizon.

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