588 Reflection Cove Rd, Jacksonville, FL 32218 Property Records

Duval County property record for 588 Reflection Cove Rd, Jacksonville, FL 32218

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,857 sqft · built 2005
Lot Size0.206 acres (8,965 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Apr 2026)
Tax Bill$3,228 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN106606-6905

Property Details

APN / Parcel Number

Primary APN106606-6905

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,857 sqft Living Area
Gross Area3,799 sqft
1st Floor Area1,815 sqft
Upper Floors Area1,042 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,965 sqft (0.206 acres)
Garage TypeAttached
Garage Area601 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area341 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address588 REFLECTION COVE RD
CityJACKSONVILLE
StateFL
Zip32218-8932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description56-62 37-1N-27E .21 NORTH CREEK UNIT 3A LOT 72
Legal Range27E
Legal Township01N
Legal Section37
Legal SubdivisionNORTH CREEK UNIT THREE A
Legal Lot Number72
Legal Unit3A
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group3
Census Block3019
Census Tract10101

Owner

588 Reflection Cove Rd is owned and occupied by two individuals who bought it in April 2026.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address588 REFLECTION COVE RD, JACKSONVILLE, FL 32218-8932
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT MORTGAGE
Apr 9, 2026Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jul 30, 2018Warranty Deed, Transfer
GIBRALTAR TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2026 · Amount on File
Deed SaleApr 9, 2026 · Amount on File
Prior SaleJul 30, 2018 · Amount on File
Deed Document Number202682360
Deed Book / Page21861 / 442
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateApr 9, 2026
Property Address588 REFLECTION COVE RD, JACKSONVILLE, FL 32218-8932
Document Number0218610442
Book / Page21861 / 442
Instrument DateMar 16, 2026
Instrument202682360
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyNU WORLD TITLE LLC, NU WORLD TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$353,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address588 REFLECTION COVE RD, JACKSONVILLE, FL 32218-8932

Mortgage

Document Number0000082362,
DateApr 9, 2026
Instrument202682362
Lender
NamePARAMOUNT MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate5.99%
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateApr 9, 2026
Property Address588 REFLECTION COVE RD, JACKSONVILLE, FL 32218-8932
Document Number0000082360
Book / Page21861 / 442
Instrument DateMar 16, 2026
Instrument202682360
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyNU WORLD TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$353,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address588 REFLECTION COVE RD, JACKSONVILLE, FL 32218-8932

Mortgage

Document Number0000082362,
DateApr 9, 2026
Instrument202682362
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate5.98%
Max Rate-1%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJul 30, 2018
Property Address588 REFLECTION COVE RD, JACKSONVILLE, FL 32218-8932
Document Number0184730923
Book / Page018473 / 000923
Instrument DateJul 23, 2018
Instrument178051
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyGIBRALTAR TITLE COMPANY

Transaction

AmountAmount on Record
Tax$1,827.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address588 REFLECTION COVE RD JACKSONVILLE FL 322188932, JACKSONVILLE, FL 32218-8932

Tax Assessment & Valuation

The 2025 property tax bill for 588 Reflection Cove Rd was $3,228, up 8.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$208,353 (+2.7%)$357,959 (+2.37%) Land $82,416 Building $275,543
2025$3,228.00 (+8.29%) Homeowner's exemption$202,876$349,661 Land $80,000 Building $269,661
2024$2,981.00 (+3.04%)
2023$2,893.00 (+9.42%) Homeowner's exemption$191,417 (+3%)$359,323 (+14.73%) Land $75,000 Building $284,323
2022$2,644.00 Homeowner's exemption$185,842$313,202 Land $55,000 Building $258,202

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 588 Reflection Cove Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 588 Reflection Cove Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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