Rhea County property record for 588 Red Cloud Trl, Spring City, TN 37381
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,104 sqft · built 1971 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,500 (Mar 2015) |
| Tax Bill | $2,428 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072020I B 01700 |
| Primary APN | 072020I B 01700 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,104 sqft Living Area |
| 1st Floor Area | 2,104 sqft |
| Basement Area | 885 sqft |
| Finished Basement | 885 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,223 sqft (1.13 acres) |
| Lot Dimensions | 280 ft deep x 271 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 636 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 584 sqft |
| Deck Area | 496 sqft |
| Patio Area | 208 sqft |
| Shed | 1 Shed |
| Shed Area | 640 sqft |
| Boat Access | Boat Access |
| Boat House | 731 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 588 RED CLOUD TRL |
|---|---|
| City | SPRING CITY |
| State | TN |
| Zip | 37381-1603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 1; SUBDIVISION: WATTS BAR ESTATES |
| Legal Subdivision | WATTS BAR ESTATES UNIT 2 |
| Legal Lot Number | 20 271 |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 975000 |
Source: Rhea County records · APN 072020I B 01700
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 588 RED CLOUD TRL, SPRING CITY, TN 37381-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jul 30, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 20, 2015 · Amount on Record |
| Deed Sale | Mar 20, 2015 · Amount on Record |
| Prior Sale | Oct 12, 1995 · Amount on Record |
| Deed Document Number | 15065835 |
| Deed Book / Page | 440 / 353 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 588 RED CLOUD TRL, SPRING CITY, TN 37381-1603 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000031597 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | T742/206 |
| Instrument | 26031597 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 588 RED CLOUD TRL, SPRING CITY, TN 37381-1603 |
| Document Number | 0000004859 |
| Instrument Date | Sep 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 588 RED CLOUD TRL SPRING CITY TN 373811603, SPRING CITY, TN 37381-1603 |
| Document Number | 0000004859 |
|---|---|
| Date | Dec 03, 2020 |
| Book Page | 000639/000369 |
| Instrument | 4859 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 02, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 588 RED CLOUD TRL, SPRING CITY, TN 37381-1603 |
| Document Number | 0000007614 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 588 RED CLOUD TRL SPRING CITY TN 373811603, SPRING CITY, TN 37381-1603 |
| Document Number | 0000007614 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 000598/000295 |
| Instrument | 7614 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 12, 2038 |
Source: Rhea County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Unified School District | Rhea County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,428.00 (+24.64%) | $180,075 (+50.63%) Land $43,750 Building $136,325 | |
| 2024 | $720,300 (+50.63%) Land $175,000 Building $545,300 | ||
| 2022 | $119,550 Land $40,000 Building $79,550 | $478,200 Land $160,000 Building $318,200 | |
| 2021 | $1,948.00 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 21 (1982–2019) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: T-Mobile USA.
Based on FCC filings for 46 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH U.D. OF RHEA COUNTY serves 3,640 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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