588 Phillips Rd, Reading, MI 49274 Property Records

Branch County property record for 588 Phillips Rd, Reading, MI 49274 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1910
Square Footage	1,289 sqft Building Perimeter
Lot Size	52,708 sqft (1.21 acres)
Occupancy	Owner Occupied
Last Sale	$71,500 (1997)
Tax Bill	$47.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`120-027-400-005-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,289 sqft Building Perimeter
1st Floor	1,001 sqft 1st Floor
Basement Area	384 sqft Basement
Unfinished Basement	384 sqft Unfinished

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	52,708 sqft (1.21 acres)
Garage Area	396 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	588 PHILLIPS RD
City	READING
State	MI
Zip	49274-9509
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM 470.58 FT N OF SE COR OF SE 1/4 TO BEG TH W 238.26 FT TH N 221.10 FT TH E 238.26 FT TH S 221.10 FT TO POB SEC 27 T7S R5W
Legal Range	05W
Legal Township	07S
Legal Section	27
Jurisdiction	BRANCH MI
Minor Civil Division	ALGANSEE
Census Blockgroup	4
Census Block	4002
Census Tract	950800

Owner

Source: Branch County records · APN 120-027-400-005-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	588 PHILLIPS RD, READING, MI 49274-9509
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 06, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 03, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 08, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 16, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 1997 · Amount on Record
Deed Sale	Nov 10, 1997 · Amount on Record
Prior Sale	Nov 14, 1996 · Amount on Record
Deed Book / Page	708 / 830
Record Refreshed	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	588 PHILLIPS RD, READING, MI 49274-9509
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202007621
Date	Nov 06, 2020
Instrument	2020-07621

Lender

Name	PNC BANK NA
Type	Bank
Address	ROCHESTER, MI 48307

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	588 PHILLIPS RD, READING, MI 49274-9509
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001856
Date	Apr 03, 2020
Instrument	2020-01856

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	588 PHILLIPS RD, READING, MI 49274-9509
Transaction Type	Mortgage
Record Updated	Feb 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900662
Date	Feb 08, 2019
Instrument	2019-00662

Lender

Name	PNC BANK NA
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	588 PHILLIPS RD, READING, MI 49274-9509
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201804545
Date	Jul 16, 2018
Instrument	2018-04545

Lender

Name	PNC BANK NA
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Algansee Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,037 (+3.07%)	$120,074 (+3.07%)
2025	$47.00	$58,248	$116,496
2024	$47.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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