588 Padena Dr, Morganton, GA 30560 Property Records

Fannin County property record for 588 Padena Dr, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 1987
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Aug 2026)
Tax Bill	$803 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0023 065F`

Property Details

APN / Parcel Number

Primary APN	`0023 065F`
Alternative APN	`2685`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Heated Area
1st Floor Area	1,728 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft
Flooring	Softwood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,768 sqft (0.89 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	332 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2685
Street Address	588 PADENA DR
City	MORGANTON
State	GA
Zip	30560-4106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	7-1 LL5 DB81041-333 0.897ACS
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3000
Census Tract	50500

Owner

588 Padena Dr is owned and occupied by an individual who bought it in August 2026.

Source: Fannin County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	118 JORDAN LN, TALKING ROCK, GA 30175-4197
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit GREATER COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2026 · Amount on File
Deed Sale	Aug 11, 2026 · Amount on File
Prior Sale	Aug 8, 1983
Deed Book / Page	1716 / 457
Prior Transfer Date	Jan 30, 2009
Prior Transfer Doc	000874/764
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Aug 11, 2026
Property Address	588 PADENA DR, MORGANTON, GA 30560-4106
Document Number	1716000457
Book / Page	1716 / 457
Instrument Date	Aug 7, 2026
Transaction Type	Transfer
Record Updated	Sep 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 JORDAN LN, TALKING ROCK, GA 30175-4197
Investor	Possibly a Property Investor

Mortgage

Document Number	1716000459,
Date	Aug 11, 2026
Book Page	1716/459

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	588 PADENA DR, MORGANTON, GA 30560-4106
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 PADENA DR, MORGANTON, GA 30560-4106

Mortgage

Document Number	0000001564/0000000548
Date	Jul 19, 2023
Book Page	0000001564/0000000548

Lender

Name	GREATER COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jan 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 588 Padena Dr was $803 with a homeowner's exemption.

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$803.00 Homeowner's exemption	$112,156 Land $7,094 Building $105,062	$280,392 Land $17,736 Building $262,656
2023		$92,967 (-1.32%) Land $7,094 Building $85,873	$232,418 (-1.32%) Land $17,736 Building $214,682
2022	$1,320.00 Homeowner's exemption	$94,212 Land $7,094 Building $87,118	$235,532 Land $17,736 Building $217,796

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 588 Padena Dr in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	23 (2004–2021)
Claims Outside the SFHA	8 of 23
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Tropical Storm Zeta, Oct 2020 · 2 claims Severe Storms And Flooding, Dec 2015 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 588 Padena Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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