588 Olive Conch St, Ruskin, FL 33570 Property Records

Hillsborough County property record for 588 Olive Conch St, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,516 sqft · built 2021
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$278,000 (Aug 2025)
Tax Bill$7,152 (2025)
Deeds & MortgagesApr 2026 Transfer
Dec 2025 Transfer
+ 3 more
Flood ZoneZone AE (high risk)
APN056362-1756

Property Details

APN / Parcel Number

Primary APN056362-1756
Alternative APN
  • U063219C07000000003730

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,516 sqft Living Area
Gross Area2,034 sqft
1st Floor Area1,516 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2023
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeAttached
Garage Area399 sqft
PorchOpen Porch
Patio Area162 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0563621756
Street Address588 OLIVE CONCH ST
CityRUSKIN
StateFL
Zip33570-2081
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionSHELL COVE PHASE 1 LOT 373
Legal Range19E
Legal Township32S
Legal Section06
Legal SubdivisionSHELL COVE PHASE 1
Legal Phase1
Legal Lot Number373
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1019
Census Tract14121

Owner

Source: Hillsborough County records · APN 056362-1756

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address588 OLIVE CONCH ST, RUSKIN, FL 33570-2081
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 22, 2025Intrafamily Transfer, Transfer
PERDIGON TITLE, PERIGON TITLE
Mar 15, 2021Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Mar 19, 2020Loan Modification, Mortgage · Line of Credit
IBERIABANK
Mar 12, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2025 · Amount on Record
Deed SaleAug 07, 2025 · Amount on Record
Prior SaleMar 15, 2021 · Amount on Record
Deed Document Number2025342176
Last Transfer DateOct 17, 2025
Transfer Doc0000537718
Record UpdatedSep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 10, 2026
Property Address588 OLIVE CONCH ST, RUSKIN, FL 33570-2081
Document Number0000138423
Instrument DateApr 08, 2026
Instrument2026138423
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address588 OLIVE CONCH ST, RUSKIN, FL 33570-2081

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateDec 22, 2025
Property Address588 OLIVE CONCH ST, RUSKIN, FL 33570-2081
Document Number0000537718
Instrument DateOct 17, 2025
Instrument2025537718
Transaction TypeTransfer
Record UpdatedJan 23, 2026
Title CompanyPERDIGON TITLE, PERIGON TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address588 OHVE CONCH ST, RUSKIN, FL 33570

Transferred To (Grantee/Buyer)

NameVerified Name

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 15, 2021
Property Address588 OLIVE CONCH ST, RUSKIN, FL 33570-2081
Document Number0000126629
Map ReferenceMB 137 PG 58
Instrument DateMar 12, 2021
Instrument2021126629
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 12, 2022
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,631.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address588 OLIVE CONCH ST, RUSKIN, FL 33570-2081

Mortgage

Document Number0000126634
DateMar 15, 2021
Instrument2021126634
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHILLSBOROUGH FL
Property Address588 OLIVE CONCH ST, RUSKIN, FL 33570-2081
Document Number0000115769
Instrument DateMar 19, 2020
Transaction TypeMortgage
Record UpdatedDec 02, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3680 AVALON PARK EAST BLVD #30 ORLANDO FL 328289372, 30, ORLANDO, FL 32828-9372

Mortgage

Document Number0000115769
DateMar 20, 2020
Instrument115769
Lender
NameIBERIABANK
TypeBank
Address200 W CONGRESS ST, LAFAYETTE, LA 70501-6873
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 12, 2020
Property Address588 OLIVE CONCH ST, RUSKIN, FL 33570-2081
Document Number0000097531
Instrument DateMar 09, 2020
Instrument97531
Transaction TypeTransfer
Record UpdatedDec 02, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$47,040.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3680 AVALON PARK EAST BLVD #300 ORLANDO FL 328289373, 300, ORLANDO, FL 32828-9373
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,152.00 (+11.8%) Homeowner's exemption$252,312 (+7.16%) Land $65,148 Building $187,164$252,312 (+7.16%) Land $65,148 Building $187,164
2024$6,397.00 (+3.58%)
2023$6,176.00 (+0.08%) Homeowner's exemption$235,445 (-1.46%) Land $59,225 Building $176,220$235,445 (-1.46%) Land $59,225 Building $176,220
2022$6,171.00 Homeowner's exemption$238,934 Land $47,380 Building $191,554$238,934 Land $47,380 Building $191,554

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), as of September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570141211, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 241 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies241 in force
Nearby Flood Claims85 (1982–2024)
Claims Outside the SFHA8 of 85
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 25 claims
  • Tropical Storm Josephine, Oct 1996 · 6 claims
  • Hurricane Elena, Aug 1985 · 5 claims

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 493 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6290787, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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