588 Old Telegraph Rd, Warwick, MD 21912 Property Records

Cecil County property record for 588 Old Telegraph Rd, Warwick, MD 21912

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,080 sqft · built 1981
Lot Size	3 acres (130,680 sqft)
Owner	2 Trust Names on File
Last Sale	$265,000 (Oct 2018)
Tax Bill	$3,030 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-029525`

Property Details

APN / Parcel Number

Primary APN	`01-029525`
Alternative APNs	`1029525` `029525`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,080 sqft Total Area
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	029525
Street Address	588 OLD TELEGRAPH RD
City	WARWICK
State	MD
Zip	21912-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SAR
Legal Description	3 ACRES 588 OLD TELEGRAPH ROAD N OF WARWICK
Legal Subdivision	MINOR LAND SUBDIVISION
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	2
Census Block	2000
Census Tract	30100

Owner

588 Old Telegraph Rd is owner-occupied and held in a trust since October 2018.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	588 OLD TELEGRAPH RD, WARWICK, MD 21912-1102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Oct 23, 2018	Grant Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on File
Deed Sale	Oct 23, 2018 · Amount on File
Prior Sale	Mar 23, 2007 · Amount on File
Deed Book / Page	4316 / 240
Prior Transfer Date	Dec 7, 2011
Prior Transfer Doc	0031600008
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	588 OLD TELEGRAPH RD, WARWICK, MD 21912-1102
Document Number	0046360022
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	588 OLD TELEGRAPH RD WARWICK MD 219121102, WARWICK, MD 21912-1102

Mortgage

Document Number	0046360022
Date	Jul 9, 2020
Book Page	004636/000022

Lender

Name	PENNYMAC
Address	HIDDEN VALLEY, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

Interest

Rate	5%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Oct 23, 2018
Property Address	588 OLD TELEGRAPH RD, WARWICK, MD 21912-1102
Document Number	0043160240
Book / Page	004316 / 000240
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	588 OLD TELEGRAPH RD WARWICK MD 219121102, WARWICK, MD 21912-1102

Mortgage

Document Number	43160246
Date	Oct 23, 2018
Book Page	004316/000246

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 588 Old Telegraph Rd was $3,030, up 2.7% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,030.00 (+2.68%)	$273,900 (+3.67%)	$283,600 (-) Land $126,700 Building $156,900
2025	$2,951.00	$264,200	$283,600 Land $126,700 Building $156,900
2023	$2,170.00	$254,500 Land $126,700 Building $127,800	$254,500 Land $126,700 Building $127,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 588 Old Telegraph Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 588 Old Telegraph Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Choptank Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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