Rutherford County property record for 588 Hatcher Rd, Ellenboro, NC 28040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 2004 |
| Lot Size | 7.32 acres (318,859 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Feb 2013) |
| Tax Bill | $1,704 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1614762 |
| Primary APN | 1614762 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Heated Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 318,859 sqft (7.32 acres) |
| Garage Type | Carport |
| Garage Area | 500 sqft |
| Carport | Carport |
| Carport Area | 500 sqft |
| Porch | Slab |
| Porch Area | 200 sqft |
| Patio Area | 190 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Street Address | 588 HATCHER RD |
|---|---|
| City | ELLENBORO |
| State | NC |
| Zip | 28040-7732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:1682004723650000; RES ST RD 1747 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | DUNCANS CREEK |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 960101 |
588 Hatcher Rd is owned and occupied by an individual who bought it in February 2013.
Source: Rutherford County records, as of August 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 588 HATCHER RD, ELLENBORO, NC 28040-7732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Jul 6, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2013 · Amount on File |
| Deed Sale | Feb 12, 2013 · Amount on File |
| Deed Document Number | 2013201200007664 |
| Deed Book / Page | 1058 / 69 |
| Prior Transfer Date | Feb 6, 2013 |
| Prior Transfer Doc | 0010580066 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 588 HATCHER RD, ELLENBORO, NC 28040-7732 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020564097 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 2056/4097 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 588 HATCHER RD, ELLENBORO, NC 28040-7732 |
| Document Number | 0020130160 |
| Instrument Date | Jul 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 588 HATCHER RD ELLENBORO NC 280407732, ELLENBORO, NC 28040-7732 |
| Document Number | 0020130160 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 002013/000160 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 588 Hatcher Rd was $1,704.
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,704.00 | $275,200 Land $39,500 Building $235,700 | $275,200 Land $39,500 Building $235,700 |
| 2023 | $259,700 Land $39,500 Building $220,200 | $259,700 Land $39,500 Building $220,200 | |
| 2022 | $1,289.00 | ||
| 2021 | $1,289.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 588 Hatcher Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 588 Hatcher Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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