588 Cody Caleb Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 588 Cody Caleb Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,015 sqft · built 2006
Lot Size	0.244 acres (10,611 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Sep 2020)
Tax Bill	$2,700 (2025)
Deeds & Mortgages	Sep 2020 Sale Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-25-590013-000370`

Property Details

APN / Parcel Number

Primary APN	`26-28-25-590013-000370`
Alternative APNs	`252826590013000370` `52826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,015 sqft Living Area
Gross Area	2,415 sqft
1st Floor Area	2,015 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,611 sqft (0.244 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	108 sqft

Location & Zoning

Street Address	588 CODY CALEB DR
City	WINTER HAVEN
State	FL
Zip	33884-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNAH ESTATES PLAT BOOK 129 PGS 34 & 35 LOT 37
Legal Range	26E
Legal Township	28S
Legal Section	25
Legal Subdivision	SAVANNAH ESTATES
Legal Tract	590013
Legal Block	1
Legal Lot Number	37
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1000
Census Tract	14001

Owner

588 Cody Caleb Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	588 CODY CALEB DR, WINTER HAVEN, FL 33884-2206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Warranty Deed, Transfer SUNBELT TITLE (AGENCY)
Jan 4, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICAN FORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Jan 4, 2018 · Amount on File
Deed Document Number	2020184550
Deed Book / Page	11365 / 264
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 4, 2020
Property Address	588 CODY CALEB DR, WINTER HAVEN, FL 33884-2206
Document Number	0113650264
Book / Page	011365 / 000264
Instrument Date	Aug 27, 2020
Instrument	184550
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount on Record
Tax	$1,323.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	588 CODY CALEB DR WINTER HAVEN FL 338842206, WINTER HAVEN, FL 33884-2206

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 4, 2018
Property Address	588 CODY CALEB DR, WINTER HAVEN, FL 33884-2206
Document Number	0103591951
Book / Page	010359 / 001951
Instrument Date	Dec 28, 2017
Instrument	3265
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	HAVEN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,197.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9073 N SUNSET DR EAGLE MOUNTAIN UT 840056014, EAGLE MOUNTAIN, UT 84005-6014

Mortgage

Document Number	103591954
Date	Jan 4, 2018
Book Page	010359/001954
Instrument	3267

Lender

Name	BANK OF AMERICAN FORK
Type	Bank
Address	AMERICAN FORK, UT 84003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 588 Cody Caleb Dr was $2,700 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,932 (+2.7%)	$239,534 (-2.39%) Land $42,000 Building $197,534
2025	$2,700.00 Homeowner's exemption	$187,860	$245,387 Land $42,000 Building $203,387
2023	$2,538.00 (+3.17%) Homeowner's exemption	$177,249 (+3%)	$247,318 (+5.83%) Land $40,000 Building $207,318
2022	$2,460.00 Homeowner's exemption	$172,086	$233,704 Land $34,000 Building $199,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 588 Cody Caleb Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	134 units insured incl. 91 condo units
Nearby Flood Claims	22 (1979–2022)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 588 Cody Caleb Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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