Pinellas County property record for 588 Bay St, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,650 sqft · built 2005 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,175,000 (May 2026) |
| Tax Bill | $9,674 (2025) |
| Deeds & Mortgages | May 2026 Sale May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-780-1766-2 |
| Primary APN | C62-000-780-1766-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,650 sqft Living Area |
| Gross Area | 6,022 sqft |
| 1st Floor Area | 3,650 sqft |
| Basement Area | 1,218 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,062 sqft (0.231 acres) |
| Lot Dimensions | 139 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 1,074 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,298 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R415963 |
|---|---|
| Street Address | 588 BAY ST |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-5203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | OZONA TRACE LOT 5 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 11 |
| Legal Subdivision | OZONA TRACE |
| Legal Tract | 65144 |
| Legal Lot Number | 5 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 27202 |
588 Bay St is owned and occupied by an individual who bought it in May 2026.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 588 BAY ST, PALM HARBOR, FL 34683-5203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Warranty Deed, Transfer ALBRITTON TITLE INC, ALBRITTON TITLE |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on File |
| Deed Sale | May 5, 2026 · Amount on File |
| Prior Sale | Apr 16, 2015 · Amount on File |
| Deed Document Number | 2026120867 |
| Deed Book / Page | 23547 / 1073 |
| Prior Transfer Date | Mar 5, 2015 |
| Prior Transfer Doc | 0186992343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 5, 2026 |
| Property Address | 588 BAY ST, PALM HARBOR, FL 34683-5203 |
| Document Number | 0000120867 |
| Book / Page | 23547 / 1073 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026.120867 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | ALBRITTON TITLE INC, ALBRITTON TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $830,725.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 588 BAY ST, PALM HARBOR, FL 34683-5203 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 588 BAY ST, PALM HARBOR, FL 34683-5203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210082020 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 21008/2020 |
| Instrument | 2020156944 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
The 2025 property tax bill for 588 Bay St was $9,674, up 5.5% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,674.00 (+5.52%) | $570,256 | $1,083,236 Land $269,473 Building $813,763 |
| 2024 | $9,168.00 (+1.38%) | ||
| 2023 | $9,043.00 (+2.61%) Homeowner's exemption | $538,044 (+3%) | $910,357 (+19.75%) Land $317,656 Building $592,701 |
| 2022 | $8,813.00 Homeowner's exemption | $522,373 | $760,199 Land $269,732 Building $490,467 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 588 Bay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 265 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 285 units insured incl. 20 condo units |
| Nearby Flood Claims | 375 (1982–2026) |
| Claims Outside the SFHA | 4 of 375 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 588 Bay St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures