588 Banyan Rd, Gulf Stream (Delray Beach), FL 33483 Property Records

Palm Beach County property record for 588 Banyan Rd, Gulf Stream, FL 33483

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 7,980 sqft · built 2024
Lot Size	0.645 acres (28,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,479,868 (Feb 2023)
Tax Bill	$161,344 (2025)
Deeds & Mortgages	Feb 2023 Transfer Aug 2022 Construction Loan + 4 more
Flood Zone	Zone AE (high risk)
APN	`20-43-46-03-02-000-0010`

Property Details

APN / Parcel Number

Primary APN	`20-43-46-03-02-000-0010`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,980 sqft Living Area
Gross Area	9,531 sqft
1st Floor Area	3,182 sqft
Upper Floors Area	754 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	28,101 sqft (0.645 acres)
Lot Dimensions	53 ft deep x 530 ft wide
Garage Type	Attached
Garage Area	828 sqft

Exterior Amenities

Pool Area	98 sqft
Porch	Finished/Open Porch
Porch Area	273 sqft
Patio Area	866 sqft
Balcony Area	570 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	588 BANYAN RD
City	GULF STREAM
State	FL
Zip	33483-7404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-C
Legal Description	PLAT OF POLO COVE LT 1~ S 50 FT OF LT 2 & S 50 FT OF LT 2A
Legal Range	43E
Legal Township	46S
Legal Section	03
Legal Subdivision	PLAT OF POLO COVE
Legal Lot Number	1
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1010
Census Tract	5411

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	588 BANYAN RD, DELRAY BEACH, FL 33483-7404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 17, 2022	Deed of Trust, Mortgage · Construction Mortgage BMO HARRIS BANK NA
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Oct 3, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 1, 2018	Warranty Deed, Transfer · ARM BMO HARRIS BANK NA
Oct 3, 2018	Grant Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2023 · Amount on Record
Deed Sale	Feb 8, 2023 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	202344417
Deed Book / Page	34113 / 1805
Prior Transfer Date	May 13, 2011
Prior Transfer Doc	0245290969
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Feb 8, 2023
Property Address	588 BANYAN RD, GULF STREAM, FL 33483-7404
Document Number	0341131805
Book / Page	34113 / 1805
Map Reference	MB 24 PG 73
Instrument Date	Feb 2, 2023
Instrument	20230044417
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	588 BANYAN RD, GULF STREAM, FL 33483-7404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 BANYAN RD, GULF STREAM, FL 33483-7404

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	588 BANYAN RD, GULF STREAM, FL 33483-7404
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 LANDS END RD, LANTANA, FL 33462-4762

Mortgage

Document Number	0337860671
Date	Aug 17, 2022
Book Page	33786/671
Instrument	20220348350

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2032
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	Other
Max Rate	8.25%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	588 BANYAN RD, GULF STREAM, FL 33483-7404
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0314990928
Date	Jun 16, 2020
Book Page	31499/928
Instrument	20200206951

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Annually
Index	1-Year LIBOR

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 3, 2018
Property Address	588 BANYAN RD, GULF STREAM, FL 33483-7404
Document Number	0301630473
Book / Page	030163 / 000473
Instrument Date	Sep 21, 2018
Instrument	378977
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,541.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 S OLIVE AVE #912 WEST PALM BEACH FL 334016193, 912, WEST PALM BEACH, FL 33401-6193

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 1, 2018
Property Address	588 BANYAN RD, GULF STREAM, FL 33483-7404
Document Number	0298181744
Book / Page	29818 / 1744
Map Reference	MB 24 PG 73
Instrument Date	Apr 30, 2018
Instrument	20180165968
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 PERUVIAN AVE, 223, PALM BEACH, FL 33480-4635

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	588 BANYAN RD, GULF STREAM, FL 33483-7404

Mortgage

Document Number	20180165969
Date	May 1, 2018
Instrument	20180165969

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

October 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 3, 2018
Property Address	588 BANYAN RD, GULF STREAM, FL 33483-7404
Document Number	0301630599
Book / Page	030163 / 000599
Instrument Date	Apr 30, 2018
Instrument	379004
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$31,500.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	588 BANYAN RD GULF STREAM FL 334837404, GULF STREAM, FL 33483-7404

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Gulf Stream Town
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$161,344.00 (+148.35%)	$10,154,491 (+160.61%)	$12,576,507 (+61.74%) Land $6,544,396 Building $6,032,111
2024	$64,967.00 (+4.49%)
2023	$62,175.00 (-3.08%) Homeowner's exemption	$3,896,371 (-0.68%)	$7,775,520 (+6.07%) Land $7,775,520
2022	$64,152.00 Homeowner's exemption	$3,923,055	$7,330,521 Land $7,068,600 Building $261,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 255 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	648 units insured incl. 393 condo units
Nearby Flood Claims	59 (1978–2020)
Claims Outside the SFHA	36 of 59
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Frances, Sep 2004 · 6 claims Hurricane Irene, Oct 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Blue Stream.

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