5878 McGonagle Rd, Floodwood, MN 55736 Property Records

St. Louis County property record for 5878 McGonagle Rd, Floodwood, MN 55736

Property Summary

Property Type	Seasonal / Vacation Home
Details	988 sqft · built 2008
Lot Size	109 acres (4,769,820 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Dec 2025)
Tax Bill	$1,244 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`225-0020-00850`

Property Details

APN / Parcel Number

Primary APN	`225-0020-00850`
Alternative APNs	`1192757` `861533` `863038`

Interior

Stories	1 Story
Building Area	988 sqft Gross Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Rustic
Exterior Material	Metal
Construction Type	Frame
Lot Area	4,769,820 sqft (109 acres)
Porch	Slab
Porch Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Propane

Location & Zoning

Account Number	1192757
Street Address	5878 MCGONAGLE RD
City	FLOODWOOD
State	MN
Zip	55736-8084
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	FAM
Legal Description	LOTS 3 4 AND 5 SERIAL #
Legal Range	19W
Legal Township	51N
Legal Section	06
Legal Subdivision	ARROWHEAD TOWN OF
Legal Lot Number	3-4
Jurisdiction	ST LOUIS MN
Township / Civil Division	ARROWHEAD
Census Block Group	1
Census Block	1076
Census Tract	11200

Owner

5878 McGonagle Rd, a residential property, is owned by two individuals who bought it in December 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 N BECKLEY AVE, DALLAS, TX 75203-2247
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTHWOODS CU
Jan 12, 2026	Affidavit of Death of Joint Tenant, Transfer THE TITLE FIRM, THE TITLE TEAM
Aug 30, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 15, 2020	Loan Modification, Mortgage · Conventional Mortgage NORTHWOODS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Deed Document Number	20251524644
Prior Transfer Date	Aug 27, 2022
Prior Transfer Doc	0001450894
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 19, 2025
Property Address	5878 MCGONAGLE RD, FLOODWOOD, MN 55736-8084
Document Number	0001524644
Instrument Date	Dec 12, 2025
Instrument	1524644
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	303 N BECKLEY AVE, DALLAS, TX 75203-2247

Mortgage

Document Number	0001524645
Date	Dec 19, 2025
Instrument	1524645

Lender

Name	NORTHWOODS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 12, 2040

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	8.75%
Max Rate At Change	10.7%
Index	1-Year T-Bill
Max Rate	14.7%

January 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Jan 12, 2026
Property Address	5878 MCGONAGLE RD, FLOODWOOD, MN 55736-8084
Document Number	0001525950
Instrument Date	Dec 8, 2025
Instrument	1525950
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11574 HIGHWAY 8, FLOODWOOD, MN 55736-8100

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 30, 2022
Property Address	5878 MCGONAGLE RD, FLOODWOOD, MN 55736-8084
Document Number	0001450894
Instrument Date	Aug 23, 2022
Instrument	1450894
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11637 HIGHWAY 8, 11637, FLOODWOOD, MN 55736-8155

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	115 5TH AVE E # 74, 74, FLOODWOOD, MN 55736-8173

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	5878 MCGONAGLE RD, FLOODWOOD, MN 55736-8084
Document Number	00A1391182
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	00A1391182
Date	Sep 23, 2020
Instrument	A1391182

Lender

Name	NORTHWOODS CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5878 McGonagle Rd was $1,244, up 14.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Arrowhead Township
Unified School District	Floodwood Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,244.00 (+14.34%)
2025	$1,088.00 (+6.67%)	$151,500 (+14%) Land $113,000 Building $38,500	$151,500 (+14%) Land $113,000 Building $38,500
2024	$1,020.00	$132,900 Land $99,400 Building $33,500	$132,900 Land $99,400 Building $33,500
2022		$122,300 Land $88,300 Building $34,000	$122,300 Land $88,300 Building $34,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5878 McGonagle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5878 McGonagle Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

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