5878 209th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 5878 209th Rd, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,833 sqft · built 1985
Lot Size	1.42 acres (62,291 sqft)
Owner	Individual Name on Record
Tax Bill	$1,527 (2024)
Deeds & Mortgages	Dec 2025 Second Mortgage Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-02S-11E-10956-000000`

Property Details

APN / Parcel Number

Primary APN	`01-02S-11E-10956-000000`
Alternative APN	`10956000000`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,833 sqft Living Area
1st Floor Area	1,452 sqft
2nd Floor Area	448 sqft
Upper Floors Area	448 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2017
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	62,291 sqft (1.42 acres)
Porch	Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	10956000000
Street Address	5878 209TH RD
City	LIVE OAK
State	FL
Zip	32060-8734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 1.43 ACRES BEGIN AT SW COR OF NW1/4 & RUN N 256 FT FOR A POB THENCE RUN E 300 FT N 210 FT RUN W 300.00 FT RUN S 210.00 FT
Legal Range	11E
Legal Township	02S
Legal Section	01
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	1
Census Block	1026
Census Tract	970304

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5878 209TH RD, LIVE OAK, FL 32060-8734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jun 17, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 29, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Aug 3, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 3, 2018
Transfer Doc	0000205876
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	5878 209TH RD, LIVE OAK, FL 32060-8734
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5878 209TH RD, LIVE OAK, FL 32060-8734

Mortgage

Document Number	0061300786
Date	Dec 10, 2025
Book Page	2657/46
Instrument	202561300786

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	5878 209TH RD, LIVE OAK, FL 32060-8734
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5878 209TH RD, LIVE OAK, FL 32060-8734

Mortgage

Document Number	0000256960
Date	Aug 29, 2022
Book Page	2383/469
Instrument	2022256960

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	5878 209TH RD, LIVE OAK, FL 32060-8734
Document Number	0000227330
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5878 209TH RD LIVE OAK FL 320608734, LIVE OAK, FL 32060-8734

Mortgage

Document Number	0000227330
Date	Jun 29, 2020
Book Page	002194/000398
Instrument	227330

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	Jun 28, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	5878 209TH RD, LIVE OAK, FL 32060-8734
Document Number	0000217375
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5878 209TH RD LIVE OAK FL 320608734, LIVE OAK, FL 32060-8734

Mortgage

Document Number	0000217375
Date	Aug 2, 2019
Book Page	002133/000014
Instrument	217375

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Aug 3, 2018
Property Address	5878 209TH RD, LIVE OAK, FL 32060-8734
Document Number	0000205876
Book / Page	002065 / 000459
Instrument Date	Jul 25, 2018
Instrument	205876
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5878 209TH RD LIVE OAK FL 320608734, LIVE OAK, FL 32060-8734

Mortgage

Document Number	205877
Date	Aug 3, 2018
Book Page	002065/000462
Instrument	205877

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,294 (+6.67%)	$209,152 (+10.27%) Land $14,300 Building $194,852
2024	$1,527.00 (+3.81%)
2023	$1,471.00 (-1.08%) Homeowner's exemption	$121,212 (+3%)	$189,674 (+34.15%) Land $14,300 Building $175,374
2022	$1,487.00 Homeowner's exemption	$117,682	$141,390 Land $14,300 Building $127,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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