5877 White Tail Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 5877 White Tail Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,504 sqft · built 1997
Lot Size	1.23 acres (53,578 sqft)
Owner	Individual Name on Record
Last Sale	$189,500 (May 2016)
Tax Bill	$1,295 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`113O D 026`

Property Details

APN / Parcel Number

Primary APN	`113O D 026`
Alternative APN	`0000140748`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,504 sqft Living Area

Exterior

Year Built	Built 1997
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	53,578 sqft (1.23 acres)
Lot Dimensions	622 ft deep x 86.4 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000140748
Old Parcel Number	113O D026
Street Address	5877 WHITE TAIL DR
City	OOLTEWAH
State	TN
Zip	37363-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 335 HAMILTON ON HUNTER PHASE 6 PB58 PG73 REV 57-397
Legal Subdivision	HAMILTON ON HUNTER S
Legal Phase	6
Legal Block	58
Legal Lot Number	335
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	6
Census Block	6000
Census Tract	11447

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5877 WHITE TAIL DR, OOLTEWAH, TN 37363-5814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 21, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jun 17, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2016 · Amount on Record
Deed Sale	May 24, 2016 · Amount on Record
Prior Sale	Sep 6, 2000 · Amount on Record
Deed Document Number	2016052400175
Deed Book / Page	10750 / 808
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5877 WHITE TAIL DR, OOLTEWAH, TN 37363-5814
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000090
Date	Mar 28, 2024
Book Page	13548/890
Instrument	2024032800090

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5877 WHITE TAIL DR, OOLTEWAH, TN 37363-5814
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000182
Date	Nov 9, 2021
Book Page	12726/500
Instrument	2021110900182

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2050

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5877 WHITE TAIL DR, OOLTEWAH, TN 37363-5814
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5877 WHITE TAIL DR, OOLTEWAH, TN 37363-5814

Mortgage

Document Number	0000000173
Date	Aug 21, 2024
Book Page	13683/962
Instrument	2024082100173

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5877 WHITE TAIL DR, OOLTEWAH, TN 37363-5814
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5877 WHITE TAIL DR, OOLTEWAH, TN 37363-5814

Mortgage

Document Number	0000000289
Date	Jun 17, 2025
Book Page	13956/417
Instrument	2025061700289

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Max Rate	5%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5877 WHITE TAIL DR, OOLTEWAH, TN 37363-5814
Document Number	0807000023
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5877 WHITE TAIL DR OOLTEWAH TN 373635814, OOLTEWAH, TN 37363-5814

Mortgage

Document Number	0807000023
Date	Aug 7, 2020
Book Page	012104/000899
Instrument	200807000023

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,295.00 (+2.21%)	$85,500 (+50.93%)	$342,000 (+50.93%) Land $75,000 Building $267,000
2024	$1,267.00 (-0.71%)	$56,650 (-)	$226,600 (-) Land $50,000 Building $176,600
2023	$1,276.00	$56,650	$226,600 Land $50,000 Building $176,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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