5877 Seamount Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 5877 Seamount Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1955
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Jan 2024)
Tax Bill	$3,515 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`390219-313237-0000`

Property Details

APN / Parcel Number

Primary APN	`390219-313237-0000`
Alternative APNs	`606399` `94385` `92489`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,516 sqft Living Area
Gross Area	1,828 sqft
1st Floor Area	1,516 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Concrete/Metal Slab
Porch Area	24 sqft
Patio Area	600 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	94385
Street Address	5877 SEAMOUNT DR
City	FERNDALE
State	WA
Zip	98248-9253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS6.5
Legal Description	SEAMOUNT LOT 5 BLK 9
Legal Range	02
Legal Township	39
Legal Section	19
Legal Subdivision	SEAMOUNT
Legal Block	9
Legal Lot Number	5
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1016
Census Tract	10503

Owner

Source: Whatcom County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5877 SEAMOUNT DR, FERNDALE, WA 98248-9253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 31, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Deed Document Number	20241808
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5877 SEAMOUNT DR, FERNDALE, WA 98248-9253
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5877 SEAMOUNT DR, FERNDALE, WA 98248-9253

Mortgage

Document Number	0000301484
Date	Mar 19, 2026
Instrument	2026-0301484

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Jan 31, 2024
Property Address	5877 SEAMOUNT DR, FERNDALE, WA 98248-9253
Document Number	0000101808
Map Reference	VOL 8 PG 27
Instrument Date	Jan 29, 2024
Instrument	2024-0101808
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5877 SEAMOUNT DR, FERNDALE, WA 98248-9253

Mortgage

Document Number	0000101809
Date	Jan 31, 2024
Instrument	2024-0101809

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,515.00 (+0.69%)	$469,778 (+0.79%) Land $224,070 Building $245,708	$469,778 (+0.79%) Land $224,070 Building $245,708
2024	$3,491.00 (+1,718.23%)	$466,082 (+22.04%) Land $231,000 Building $235,082	$466,082 (+22.04%) Land $231,000 Building $235,082
2022		$381,900 Land $149,808 Building $232,092	$381,900 Land $149,808 Building $232,092
2021	$192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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