Okaloosa County property record for 5877 Saratoga Dr, Crestview, FL 32536
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,748 sqft · built 1999 |
| Lot Size | 0.596 acres (25,992 sqft) |
| Owner | Individual Name on File |
| Last Sale | $407,200 (Sep 2022) |
| Tax Bill | $2,900 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-5684-1 |
| Primary APN | C56-000-597-5684-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,748 sqft Heated Area |
| Gross Area | 3,406 sqft |
| 1st Floor Area | 2,748 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 25,992 sqft (0.596 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 5877 SARATOGA DR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-4311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVER OAKS PH I LOT 5 BLK E |
| Legal Range | 23 |
| Legal Township | 04N |
| Legal Section | 32 |
| Legal Subdivision | SILVER OAKS PH I |
| Legal Phase | 1 |
| Legal Block | E |
| Legal Lot Number | 5 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 20303 |
5877 Saratoga Dr is owned and occupied by an individual who bought it in September 2022.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5877 SARATOGA DR, CRESTVIEW, FL 32536-4311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2022 | Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC |
| Feb 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on File |
| Deed Sale | Sep 30, 2022 · Amount on File |
| Prior Sale | Jan 28, 2005 · Amount on File |
| Deed Document Number | 3582048 |
| Deed Book / Page | 3645 / 630 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 30, 2022 |
| Property Address | 5877 SARATOGA DR, CRESTVIEW, FL 32536-4311 |
| Document Number | 0036450630 |
| Book / Page | 3645 / 630 |
| Map Reference | MB 18 PG 19-21 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 3582048 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | BRADLEY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,850.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1604 MCDAVID DR, ALEDO, TX 76008-2851 |
| Name | Verified Name |
|---|---|
| Address | 1033 BLVD DE LA PARISIENNE, MARY ESTHER, FL 32569-2312 |
| Document Number | 0036450632 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 3645/632 |
| Instrument | 3582049 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 5877 SARATOGA DR, CRESTVIEW, FL 32536-4311 |
| Document Number | 0034440567 |
| Instrument Date | Feb 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5877 SARATOGA DR CRESTVIEW FL 325364311, CRESTVIEW, FL 32536-4311 |
| Document Number | 0034440567 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 003444/000567 |
| Instrument | 3337602 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 13, 2040 |
The 2025 property tax bill for 5877 Saratoga Dr was $2,900 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,900.00 Homeowner's exemption | $327,885 Land $46,484 Building $281,401 | $327,885 Land $46,484 Building $281,401 |
| 2023 | $3,508.00 (+13.49%) | $353,125 (+6.38%) Land $39,493 Building $313,632 | $353,125 (+6.38%) Land $39,493 Building $313,632 |
| 2022 | $3,091.00 | $331,955 Land $36,909 Building $295,046 | $331,955 Land $36,909 Building $295,046 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5877 Saratoga Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5877 Saratoga Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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