Dorchester County property record for 5877 Richardson Rd, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,284 sqft · built 1975 |
| Lot Size | 3.43 acres (149,411 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,367 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 07-179715 |
| Primary APN | 07-179715 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,284 sqft Total Area |
| Basement Area | 2,784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 149,411 sqft (3.43 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 330 sqft |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 800 sqft |
| Stable | 672 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 179715 |
|---|---|
| Street Address | 5877 RICHARDSON RD |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-3338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | 3.43 ACRES 5877 RICHARDSON RD CAMBRIDGE |
| Legal Subdivision | LANDS OF WILLIAM A WHEATLEY |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970702 |
5877 Richardson Rd is owned and occupied by an individual.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5877 RICHARDSON RD, CAMBRIDGE, MD 21613-3338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 5877 RICHARDSON RD, CAMBRIDGE, MD 21613-3338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | REAL ESTATE TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0016130097 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 1613/97 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 5877 Richardson Rd was $7,367, up 0.5% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,367.00 (+0.46%) | $639,867 (+0.47%) | $645,800 (+1.4%) Land $252,400 Building $393,400 |
| 2025 | $7,333.00 | $636,900 Land $252,400 Building $384,500 | $636,900 Land $252,400 Building $384,500 |
| 2023 | $5,085.00 | $451,967 | $636,900 Land $252,400 Building $384,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5877 Richardson Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 107 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 107 in force |
| Nearby Flood Claims | 95 (1996–2024) |
| Claims Outside the SFHA | 3 of 95 |
| Most Recent Claim | May 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5877 Richardson Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bloosurf Fixed Wireless | 25 / 3 |
May also be available: Bay Country Communications.
5G and 4G LTE (outdoors only)
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