5877 Harmons Lick Rd, Paint Lick, KY 40461 Property Records

Garrard County property record for 5877 Harmons Lick Rd, Paint Lick, KY 40461

Property Summary

Property Type	Residential Vacant Land
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Tax Bill	$101 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`59-56.01`

Property Details

APN / Parcel Number

Primary APN	`59-56.01`
Alternative APN	`22461`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	22461
Street Address	5877 HARMONS LICK RD
City	PAINT LICK
State	KY
Zip	40461-8915
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	1.0AC
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	3
Census Block	3002
Census Tract	970400

Owner

Source: Garrard County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	133 BRYSON WAY, RICHMOND, KY 40475-7999
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC
Nov 18, 2020	Deed, Transfer
Nov 21, 2005	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	5877 HARMONS LICK RD, PAINT LICK, KY 40461-8915
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M459/890
Date	Jul 15, 2025
Book Page	M459/890
Instrument	196618

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Max Rate	11.8%

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Nov 18, 2020
Property Address	5877 HARMONS LICK RD, PAINT LICK, KY 40461-8915
Document Number	00D306/419
Book / Page	D306 / 419
Instrument Date	Nov 13, 2020
Instrument	159550
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5941 HARMONS LICK RD, PAINT LICK, KY 40461-8916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 PROFFITT RD, PAINT LICK, KY 40461-8992

November 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Nov 21, 2005
Property Address	5877 HARMONS LICK RD, PAINT LICK, KY 40461-8915
Document Number	000235/614
Book / Page	235 / 614
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5941 HARMONS LICK RD, PAINT LICK, KY 40461-8916
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$101.00 (-0.98%)	$10,000 (-) Land $10,000	$10,000 (-) Land $10,000
2024	$102.00 (-2.86%)	$10,000 (-) Land $10,000	$10,000 (-) Land $10,000
2023	$105.00 (-0.94%)	$10,000 (-) Land $10,000	$10,000 (-) Land $10,000
2022	$106.00	$10,000 Land $10,000	$10,000 Land $10,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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