5877 Charlesgate Rd, Dayton, OH 45424 Property Records

Montgomery County property record for 5877 Charlesgate Rd, Dayton, OH 45424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,257 sqft · built 1979
Lot Size	0.215 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$186,000 (Jul 2020)
Tax Bill	$3,996 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P70-00502-0014`

Property Details

APN / Parcel Number

Primary APN	`P70-00502-0014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,257 sqft Living Area
Gross Area	2,740 sqft
1st Floor Area	1,465 sqft
Basement Area	748 sqft
Finished Basement	748 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	9,148 sqft (0.215 acres)
Lot Dimensions	120 ft deep x 78 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Patio Area	90 sqft
Shed	1 Shed
Shed Area	160 sqft
Canopy	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5877 CHARLESGATE RD
City	DAYTON
State	OH
Zip	45424-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13141 HERBERT C HUBER 58 SEC 2
Legal Subdivision	HERBERT C HUBER 58
Legal Lot Number	14
Jurisdiction	MONTGOMERY OH
Township / Civil Division	HUBER HEIGHTS
Census Block Group	1
Census Block	1012
Census Tract	100102

Owner

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5877 CHARLESGATE RD, DAYTON, OH 45424-1118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 23, 2020	Warranty Deed, Transfer · Conventional with PMI THRIVE MTG LLC
Aug 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 12, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Nov 7, 2013 · Amount on Record
Deed Document Number	202042193
Prior Transfer Date	May 10, 2019
Prior Transfer Doc	0000031533
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	5877 CHARLESGATE RD, DAYTON, OH 45424-1118
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096198
Date	Dec 22, 2021
Instrument	2021-00096198

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 23, 2020
Property Address	5877 CHARLESGATE RD, DAYTON, OH 45424-1118
Document Number	0000042193
Instrument Date	Jun 19, 2020
Instrument	42193
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5877 CHARIESGATE RD HUBER HEIGHTS OH 45424, HUBER HEIGHTS, OH 45424

Mortgage

Document Number	42194
Date	Jul 23, 2020
Instrument	42194

Lender

Name	THRIVE MTG LLC
Address	GEORGETOWN, TX 78633

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 26, 2019
Property Address	5877 CHARLESGATE RD, DAYTON, OH 45424-1118
Document Number	0000045984
Instrument Date	Aug 8, 2019
Instrument	45984
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5877 CHARIESGATE RD HUBER HEIGHTS OH 45424, HUBER HEIGHTS, OH 45424

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 20, 2019
Property Address	5877 CHARLESGATE RD, DAYTON, OH 45424-1118
Document Number	0000031533
Instrument Date	May 10, 2019
Instrument	31533
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5877 CHARLESGATE RD HUBER HEIGHTS OH 454241118, HUBER HEIGHTS, OH 45424-1118

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	5877 CHARLESGATE RD, DAYTON, OH 45424-1118
Document Number	0000005412
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5877 CHARLESGATE RD HUBER HEIGHTS OH 454241118, HUBER HEIGHTS, OH 45424-1118

Mortgage

Document Number	0000005412
Date	Jan 26, 2018
Instrument	5412

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Huber Heights City
Unified School District	Huber Heights City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,080 (-) Land $14,910 Building $60,170	$214,520 (-) Land $42,600 Building $171,920
2024	$3,996.00 (+3.52%)
2023	$3,860.00 (+11.98%)	$75,080 (+42.04%) Land $14,910 Building $60,170	$214,520 (+42.04%) Land $42,600 Building $171,920
2022	$3,447.00	$52,860 Land $10,500 Building $42,360
2020			$151,030 Land $30,000 Building $121,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUBER HEIGHTS PUBLIC WATER SYSTEM private · serves 43,439 people · EPA ID OH5703612
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

5877 Charlesgate Rd, Dayton, OH 45424 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Charlesgate Rd

Nearby Streets

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