58766 Ash Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58766 Ash Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 840 sqft · built 1970
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Apr 2026)
Tax Bill	$3,123 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-040-026-00`

Property Details

APN / Parcel Number

Primary APN	`009-040-026-00`

Interior

Full Baths	2 Baths
Building Area	840 sqft Building Perimeter
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	112 ft deep x 100 ft wide
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58766 ASH RD
City	THREE RIVERS
State	MI
Zip	49093-8322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 100 FT OF LOT 25 ASH SUBDIVI- SION SEC 16 T6S R11W.
Legal Range	11W
Legal Township	06S
Legal Section	16
Legal Subdivision	ASH SUB
Legal Lot Number	25
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2030
Census Tract	40400

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	523 JENNISON AVE, KALAMAZOO, MI 49006-3094
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Apr 21, 2026	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Nov 8, 2021	Warranty Deed, Transfer · FHA Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Dec 7, 2023 · Amount on Record
Deed Document Number	20263520
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 21, 2026
Property Address	58766 ASH RD, THREE RIVERS, MI 49093-8322
Document Number	2026003520
Instrument Date	Apr 15, 2026
Instrument	20263520
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	TITLE AGENCY, APOLLO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178,012.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 JENNISON AVE, KALAMAZOO, MI 49006-3094

Mortgage

Document Number	0000003475,
Date	Apr 21, 2026
Instrument	20263475

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 21, 2026
Property Address	58766 ASH RD, THREE RIVERS, MI 49093-8322
Document Number	0000003520
Instrument Date	Apr 15, 2026
Instrument	2026.3520
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	APOLLO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178,012.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 JENNISON AVE, KALAMAZOO, MI 49006-3094

Mortgage

Document Number	0000003475,
Date	Apr 21, 2026
Instrument	2026..3475

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 8, 2021
Property Address	58766 ASH RD, THREE RIVERS, MI 49093-8322
Document Number	2021011248
Instrument Date	Nov 8, 2021
Instrument	2021011248
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$881.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58766 ASH RD, 58766, THREE RIVERS, MI 49093-8322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5771 WOODBROOK ST # 4, 4, SCHOOLCRAFT, MI 49087-9132

Mortgage

Date	Nov 8, 2021

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,600 (+0.27%) Land $15,900 Building $59,700	$151,200 (+0.27%) Land $31,800 Building $119,400
2025	$3,123.00	$75,400 (+33.69%) Land $15,900 Building $59,500	$150,800 (+33.69%) Land $31,800 Building $119,000
2023		$56,400 Land $9,900 Building $46,500	$112,800 Land $19,800 Building $93,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Verizon.

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