5875 Sand Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 5875 Sand Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,807 sqft · built 1906
Lot Size	2.65 acres (115,434 sqft)
Owner	2 Individual Names on Record
Last Sale	$877,000 (Aug 2025)
Tax Bill	$5,340 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`390419-512234-0000`

Property Details

APN / Parcel Number

Primary APN	`390419-512234-0000`
Alternative APNs	`106833` `34082`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,807 sqft Living Area
Gross Area	3,217 sqft
1st Floor Area	1,609 sqft
Basement Area	900 sqft
Finished Basement	198 sqft
Unfinished Basement	702 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1992
Exterior Material	Metal
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	115,434 sqft (2.65 acres)
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Porch Area	210 sqft
Storage Building	1,800 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	106833
Street Address	5875 SAND RD
City	BELLINGHAM
State	WA
Zip	98226-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	THAT PTN OF E 1/2 NE SE DAF-BEG ON E LI 208 YDS N OF N LI OF BELLINGHAM- NORTHERN RR R/W-TH S 103 FT-TH W PAR TO N LI OF NE SE TO PT 111 YDS E OF W LI OF E 1/2 NE SE-TH N PAR TO SD W LI TO N LI OF NE SE-TH E TO NE COR-TH S TO BEG- EXC N 140 FT THEREO
Legal Range	04
Legal Township	39
Legal Section	19
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1008
Census Tract	10702

Owner

Source: Whatcom County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5875 SAND RD, BELLINGHAM, WA 98226-9557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jul 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PACIFIC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on Record
Deed Sale	Aug 15, 2025 · Amount on Record
Prior Sale	Nov 17, 2003 · Amount on Record
Deed Document Number	20251084
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Recording Date	Jun 26, 2026
Property Address	5875 SAND RD, BELLINGHAM, WA 98226-9557
Document Number	0000002366
Instrument Date	Jun 26, 2026
Instrument	20262366
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5875 SAND RD, BELLINGHAM, WA 98226-9557

Mortgage

Document Number	0000002366,
Date	Jun 26, 2026
Instrument	20262366

Lender

Name	PEOPLES BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5875 SAND RD, BELLINGHAM, WA 98226-9557
Document Number	2180800044
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5875 SAND RD BELLINGHAM WA 982269557, BELLINGHAM, WA 98226-9557

Mortgage

Document Number	2180800044
Date	Aug 1, 2018
Instrument	800044

Lender

Name	BANK OF PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2033

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,340.00 (+40.53%)	$702,292 (+28.38%) Land $267,458 Building $434,834	$702,292 (+28.38%) Land $267,458 Building $434,834
2022		$547,028 Land $245,456 Building $301,572	$547,028 Land $245,456 Building $301,572
2021	$3,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	17 (1983–2021)
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 9 claims Severe Storms & Flooding, Nov 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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