5875 Rust Rd, Memphis, TN 38127 Property Records

Shelby County property record for 5875 Rust Rd, Memphis, TN 38127

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,436 sqft · built 1992
Lot Size	12.6 acres (550,163 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jun 2005)
Tax Bill	$2,690 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D0-135-0-0405`

Property Details

APN / Parcel Number

Primary APN	`D0-135-0-0405`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,436 sqft Living Area
Gross Area	3,052 sqft
1st Floor Area	2,436 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Traditional
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	550,163 sqft
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	595 sqft
Porch	Open Porch
Porch Area	80 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5875 RUST RD
City	MILLINGTON
State	TN
Zip	38053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	WS RUST RD
Legal Subdivision	OLLER SUREY CO UNREC
Legal Lot Number	5&6
Jurisdiction	SHELBY TN
Township / Civil Division	1
Census Block Group	2
Census Block	2024
Census Tract	20221

Owner

Source: Shelby County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5875 RUST RD, MEMPHIS, TN 38127-1911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 12, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2005 · Amount on Record
Deed Sale	Jun 13, 2005 · Amount on Record
Deed Document Number	200592214
Last Transfer Date	Jan 10, 2018
Transfer Doc	0000009199
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	5875 RUST RD, MEMPHIS, TN 38127-1911
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5875 RUST RD, MEMPHIS, TN 38127-1911

Mortgage

Document Number	0025103211
Date	Dec 3, 2025
Instrument	25103211

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	5875 RUST RD, MEMPHIS, TN 38127-1911
Document Number	0000063358
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5875 RUST RD MEMPHIS TN 381271911, MEMPHIS, TN 38127-1911

Mortgage

Document Number	0000063358
Date	Jun 22, 2020
Instrument	63358

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 21, 2045

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,690.00 (+5.04%)	$100,000 (+32.36%) Land $25,525 Building $74,475	$400,000 (+32.36%) Land $102,100 Building $297,900
2023		$75,550 Land $22,400 Building $53,150
2022	$2,561.00
2021			$302,200 Land $89,600 Building $212,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1987–2015)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
E. Ritter Communications Holdings Cable	2,000 / 75

May also be available: T-Mobile USA, Verizon.

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