St. Louis County property record for 5875 N Shore Dr, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,285 sqft · built 1980 |
| Lot Size | 3.43 acres (149,411 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $635,000 (Jul 2026) |
| Tax Bill | $5,530 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 315-0010-00032 |
| Primary APN | 315-0010-00032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,285 sqft Gross Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 407 sqft |
| Finished Basement | 407 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 149,411 sqft (3.43 acres) |
| Garage Area | 1,200 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 86 sqft |
| Deck Area | 108 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1009333 |
|---|---|
| Street Address | 5875 N SHORE DR |
| City | DULUTH |
| State | MN |
| Zip | 55804-9655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | THAT PART OF NE1/4 OF NW1/4 LYING WITHIN THEFOLLOWING DESCRIBED LINES:1) ELY LINE OF LOT 26 BLK 1 GREENWOOD CLIFFS,EXTENDED |
| Legal Range | 12W |
| Legal Township | 51N |
| Legal Section | 01 |
| Legal Subdivision | DULUTH TOWN OF |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 10500 |
Source: St. Louis County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5875 N SHORE DR, DULUTH, MN 55804-9655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Jul 14, 2026 | Re-recorded Document, Transfer · Conventional Mortgage BELL BANK |
| May 29, 2019 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| May 29, 2019 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on Record |
| Deed Sale | Jul 14, 2026 · Amount on Record |
| Prior Sale | Jul 2, 2026 · Amount on Record |
| Deed Document Number | 20261536189 |
| Prior Transfer Date | Jun 18, 2026 |
| Prior Transfer Doc | 0001536189 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 2, 2026 |
| Property Address | 5875 N SHORE DR, DULUTH, MN 55804-9655 |
| Document Number | 0001103167 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20261103167 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $211,645.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5875 N SHORE DR, DULUTH, MN 55804-9655 |
| Document Number | 0001103168, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 20261103168 |
| Name | BELL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 14, 2026 |
| Property Address | 5875 N SHORE DR, DULUTH, MN 55804-9655 |
| Document Number | 0001536189 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20261536189 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $211,645.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5875 N SHORE DR, DULUTH, MN 55804-9655 |
| Document Number | 0001536189, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20261536189 |
| Name | BELL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5875 N SHORE DR, DULUTH, MN 55804-9655 |
| Document Number | 00A1356658 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5875 N SHORE DR DULUTH MN 558049655, DULUTH, MN 55804-9655 |
| Document Number | 00A1356658 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | A1356658 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | ST PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 12, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5875 N SHORE DR, DULUTH, MN 55804-9655 |
| Document Number | 00T1011305 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5875 N SHORE DR DULUTH MN 558049655, DULUTH, MN 55804-9655 |
| Document Number | 00T1011305 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | T1011305 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | ST PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 10, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Duluth Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,530.00 (+10.47%) Homeowner's exemption | ||
| 2025 | $5,006.00 (+12.24%) Homeowner's exemption | $567,200 (+4.75%) Land $94,200 Building $473,000 | $567,200 (+4.75%) Land $94,200 Building $473,000 |
| 2024 | $4,460.00 | $541,500 (+61.06%) Land $90,300 Building $451,200 | $541,500 (+61.06%) Land $90,300 Building $451,200 |
| 2022 | $336,200 Land $60,800 Building $275,400 | $336,200 Land $60,800 Building $275,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | May 1993 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures