5875 45th St, Vero Beach, FL 32967 Property Records

Indian River County property record for 5875 45th St, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,269 sqft · built 2007
Lot Size	1.95 acres (84,942 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,302 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-39-29-00001-0030-00001.1`

Property Details

APN / Parcel Number

Primary APN	`32-39-29-00001-0030-00001.1`
Alternative APN	`51944`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,269 sqft Living Area
Gross Area	4,179 sqft
1st Floor Area	3,269 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	84,942 sqft (1.95 acres)
Lot Width	84,942 ft Width
View / Lot	Interior
Garage Type	Attached
Garage Area	910 sqft
Driveway	Concrete Driveway
Driveway Area	1,603 sqft
Porch	Open Porch
Porch Area	359 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5875 45TH ST
City	VERO BEACH
State	FL
Zip	32967-7802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	INDIAN RIVER FARMS COMPANY S/D PBS 2-25 SEC 29 TWP 32 RNG 39 TR 3 BEING MORE PART DESC AS FOLL COM AT THE NE COR OF TR 3 IN THE N HALF OF SEC 29 TH S00-05-37E FOR A DIS OF 513.87 FT TO THE POB TH CONT S00-05-37E FOR A DIS OF 513.87 FT TO A POINT TH S
Legal Range	39E
Legal Township	32S
Legal Section	29
Legal Subdivision	INDIAN RIVER FARMS COMPANY S/D
Legal Tract	3
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	4
Census Block	4006
Census Tract	50811

Owner

5875 45th St is owned and occupied by two individuals who acquired it in October 2005.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5875 45TH ST, VERO BEACH, FL 32967-7802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 10, 2005
Transfer Doc	0019460230
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	5875 45TH ST, VERO BEACH, FL 32967-7802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030871224
Date	Jan 24, 2018
Book Page	3087/1224
Instrument	3120180004372

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 5875 45th St was $4,302 with exemptions applied.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,302.00 Homeowner's exemption Widower's exemption	$319,685	$582,474 Land $124,313 Building $458,161
2023	$3,844.00 (+2.62%)	$301,626 (+3%)	$587,508 (+17.28%) Land $124,313 Building $463,195
2022	$3,746.00	$292,841	$500,934 Land $124,313 Building $376,621

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5875 45th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5875 45th St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20