Hamilton County property record for 5874 Rhode Island Ave, Cincinnati, OH 45237
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,770 sqft · built 2011 |
| Lot Size | 0.253 acres (11,025 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Oct 2023) |
| Tax Bill | $4,584 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-0002-0602-00 |
| Primary APN | 119-0002-0602-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,770 sqft Living Area |
| Gross Area | 2,904 sqft |
| 1st Floor Area | 1,452 sqft |
| Basement Area | 1,452 sqft |
| Finished Basement | 318 sqft |
| Unfinished Basement | 1,134 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,025 sqft (0.253 acres) |
| Lot Width | 63 ft Width |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 5874 RHODE ISLAND AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45237-5406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | RHODE ISLAND AVE 0.2531 AC LOT 162 VILLAGES OF DAYBREAK SUB PHASE 4A |
| Legal Subdivision | VILLAGES OF DAYBREAK SUB PHASE 4 |
| Legal Lot Number | 162 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 6300 |
Source: Hamilton County records, as of March 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Nov 14, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jan 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Oct 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Oct 3, 2017 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Mar 4, 2022 | Administrator's Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2023 · Amount on Record |
| Deed Sale | Oct 19, 2023 · Amount on Record |
| Prior Sale | Mar 4, 2022 · Amount on Record |
| Deed Document Number | 202374542 |
| Deed Book / Page | 15025 / 264 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5874 RHODE ISLAND AVE, CINCINNATI, OH 45237-5406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 5874 RHODE ISLAND AVE, CINCINNATI, OH 45237-5406 |
| Document Number | 0000010089 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | 15600/1592 |
| Instrument | 2026-0010089 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Feb 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5874 RHODE ISLAND AVE, CINCINNATI, OH 45237-5406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 5874 RHODE ISLAND AVE, CINCINNATI, OH 45237-5406 |
| Document Number | 0000081271 |
|---|---|
| Date | Nov 14, 2024 |
| Book Page | 15293/1729 |
| Instrument | 2024-0081271 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5874 RHODE ISLAND AVE, CINCINNATI, OH 45237-5406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 5874 RI AVENUE, CINCINNATI, OH 45237-5406 |
| Document Number | 0000001994 |
|---|---|
| Date | Jan 10, 2025 |
| Book Page | 15330/978 |
| Instrument | 2025-0001994 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 19, 2023 |
| Property Address | 5874 RHODE ISLAND AVE, CINCINNATI, OH 45237-5406 |
| Document Number | 0000074542 |
| Book / Page | 15025 / 264 |
| Map Reference | MB 402 PG 51-55 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 2023-0074542 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5874 RHODE ISLAND AVE, CINCINNATI, OH 45237-5406 |
| Document Number | 0000074543 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 2023-0074543 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 12.8% |
| Index | 1-Year T-Bill |
| Max Rate | 12.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5874 RHODE ISLAND AVE, CINCINNATI, OH 45237-5406 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000000570 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 17-0090570 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 4, 2022 |
| Property Address | 5874 RHODE ISLAND AVE, CINCINNATI, OH 45237-5406 |
| Document Number | 0000023549 |
| Book / Page | 14617 / 1152 |
| Map Reference | MB 402 PG 51-55 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022-0023549 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | NOT AVAILABLE, TTAI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000023550 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 2022-0023550 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,584.00 (+2.94%) | $74,158 (-) Land $11,375 Building $62,783 | $211,880 (-) Land $32,500 Building $179,380 |
| 2024 | $4,453.00 (-2.07%) | $74,158 (-) Land $11,375 Building $62,783 | |
| 2023 | $4,547.00 (+25.78%) | $74,158 (+20.24%) Land $11,375 Building $62,783 | $211,880 (+20.24%) Land $32,500 Building $179,380 |
| 2022 | $3,615.00 Homeowner's exemption | $61,677 Land $12,173 Building $49,504 | |
| 2020 | $176,220 Land $34,780 Building $141,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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