5874 McCoy Rd, Blacksburg, VA 24060 Property Records

Montgomery County property record for 5874 McCoy Rd, Blacksburg, VA 24060 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,692 sqft · built 1930
Lot Size	2.08 acres (90,692 sqft)
Owner	2 Individual Names on File
Last Sale	$454,000 (Oct 2025)
Tax Bill	$2,346 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-A 1`

Property Details

APN / Parcel Number

Primary APN	`049-A 1`
Alternative APN	`012198`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1978
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	90,692 sqft (2.08 acres)

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	012198
Street Address	5874 MCCOY RD
City	BLACKSBURG
State	VA
Zip	24060-0948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW RIVER
Jurisdiction	MONTGOMERY VA
Township / Civil Division	E-01
Census Block Group	2
Census Block	2030
Census Tract	21201

Owner

Source: Montgomery County records · APN 049-A 1

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5874 MCCOY RD, BLACKSBURG, VA 24060-0948
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC
Mar 28, 2025	Bargain and Sale Deed, Transfer CREATIVE FINANCING SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Dec 11, 2002 · Amount on Record
Deed Document Number	20256708
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY VA
Recording Date	Oct 31, 2025
Property Address	5874 MCCOY RD, BLACKSBURG, VA 24060
Document Number	2025006708
Instrument Date	Oct 27, 2025
Instrument	2025006708
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$454.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5874 MCCOY RD, BLACKSBURG, VA 24060

Mortgage

Document Number	2025006709
Date	Oct 31, 2025
Instrument	2025006709

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

March 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONTGOMERY VA
Recording Date	Mar 28, 2025
Property Address	5874 MCCOY RD, BLACKSBURG, VA 24060
Document Number	2025001632
Instrument Date	Mar 20, 2025
Instrument	2025001632
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$256.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 ROANOKE ST, CHRISTIANSBURG, VA 24073-2512

Mortgage

Document Number	2025001633
Date	Mar 28, 2025
Instrument	2025001633

Lender

Name	CREATIVE FINANCING SOLUTIONS LLC
Type	Non-Lending Institution
Address	ROANOKE, VA 24011

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,346.00 (+49.43%)	$289,600 (+40.11%) Land $36,500 Building $253,100	$289,600 (+40.11%) Land $36,500 Building $253,100
2025	$1,570.00 (+8.58%)	$206,700 (-) Land $42,500 Building $164,200	$206,700 (-) Land $42,500 Building $164,200
2023	$1,446.00	$206,700 Land $42,500 Building $164,200	$206,700 Land $42,500 Building $164,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (51121C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511210212012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (2018–2025)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Feb 2025, other causes, Severe Winter Storms And Flooding
Claims By Storm	Tropical Storm Helene, Sep 2024 · 10 claims Tropical Storm Michael, Oct 2018 · 2 claims

Wildfire

Wildfire Risk	Low above 38% of the US · above 63% of Virginia
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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