5873 Mm Rd, Red Bud, IL 62278 Property Records

Monroe County property record for 5873 Mm Rd, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,472 sqft · built 2001
Lot Size	11.5 acres (500,940 sqft)
Owner	Individual Name on File
Last Sale	$53,500 (Jun 2026)
Tax Bill	$7,194 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-04-400-003-000`

Property Details

APN / Parcel Number

Primary APN	`16-04-400-003-000`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,472 sqft Building Perimeter
1st Floor Area	1,472 sqft
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	500,940 sqft (11.5 acres)
Garage Area	750 sqft

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	460 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5873 MM RD
City	RED BUD
State	IL
Zip	62278-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART SW SE 0231270
Legal Range	09W
Legal Township	04S
Legal Section	04
Jurisdiction	MONROE IL
Township / Civil Division	9
Census Block Group	2
Census Block	2005
Census Tract	600502

Owner

5873 Mm Rd is owned and occupied by an individual who bought it in June 2026.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	5873 MM RD, RED BUD, IL 62278-3743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit IA CREDIT UNION
Dec 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage IAA CU
Jan 9, 2024	Warranty Deed, Transfer · Conventional Mortgage IAA CU
Jan 3, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Deed Document Number	2026442959
Prior Transfer Date	Dec 31, 2021
Prior Transfer Doc	0000421810
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 9, 2026
Property Address	5873 MM RD, RED BUD, IL 62278-3743
Document Number	0000442959
Instrument Date	Apr 24, 2026
Instrument	2026442959
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$8,105.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5873 MM RD, RED BUD, IL 62278-3743

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	Apr 8, 2026
Property Address	5873 MM RD, RED BUD, IL 62278-3743
Document Number	0000442026
Instrument Date	Apr 3, 2026
Instrument	2026442026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	5873 MM RD, RED BUD, IL 62278-3743

Mortgage

Document Number	0000442026,
Date	Apr 8, 2026
Instrument	2026442026

Lender

Name	IA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5873 MM RD, RED BUD, IL 62278-3743
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000440673
Date	Dec 26, 2025
Instrument	440673

Lender

Name	IAA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.88%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jan 9, 2024
Property Address	5873 MM RD, RED BUD, IL 62278-3743
Document Number	0000431735
Instrument Date	Jan 8, 2024
Instrument	431735
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5873 MM RD, RED BUD, IL 62278-3743

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5873 MM RD, RED BUD, IL 62278-3743

Mortgage

Document Number	0000431736
Date	Jan 9, 2024
Instrument	431736

Lender

Name	IAA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Jan 3, 2022
Property Address	5873 MM RD, RED BUD, IL 62278-3743
Document Number	0000421810
Instrument Date	Dec 28, 2021
Instrument	421810
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5873 MM RD, RED BUD, IL 62278-3743

Mortgage

Document Number	0000421811
Date	Jan 3, 2022
Instrument	421811

Lender

Name	SCOTT CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.13%

Tax Assessment & Valuation

The 2025 property tax bill for 5873 Mm Rd was $7,194, down 3.5% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,194.00 (-3.48%) Homeowner's exemption	$150,970 Land $22,280 Building $128,690	$452,910 Land $66,840 Building $386,070
2024	$7,453.00
2022	Additional exemption filed	$107,590 Land $22,280 Building $85,310	$322,770 Land $66,840 Building $255,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5873 Mm Rd in Zone X, an area of minimal flood risk, though there have been 272 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Nearby Flood Policies	63 in force
Nearby Flood Claims	272 (1983–2019)
Claims Outside the SFHA	4 of 272
Most Recent Claim	Apr 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2019 · 3 claims Severe Storms & Flooding, Oct 1993 · 242 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5873 Mm Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Mm Rd

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