5873 Cindy Ln, Milton, FL 32570 Property Records

Santa Rosa County property record for 5873 Cindy Ln, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,108 sqft · built 1997
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jan 2021)
Tax Bill	$2,007 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-2N-28-0000-00645-0000`

Property Details

APN / Parcel Number

Primary APN	`30-2N-28-0000-00645-0000`
Alternative APN	`N282300000006450000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,108 sqft Living Area
Gross Area	3,035 sqft
1st Floor Area	2,108 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	363 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5873 CINDY LN
City	MILTON
State	FL
Zip	32570-7725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DESCRIPTION UPDATED FOR 2021 COM SE COR OF SE4 OF SE4 OF SECTION 30 TOWNSHIP 2 NORTH RANGE 28 WEST TH N0006'31W 1133.10 FT TH S 8947'46W 845.36 FT TH S0004'01W 99.95 FT TO POB TH CONT 99.91 FT TH S 8944'26W 139.97 FT TH N00*06'58E 100.02 FT TH
Legal Range	28W
Legal Township	2N
Legal Section	30
Legal Lot Number	29
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	3
Census Block	3008
Census Tract	10504

Owner

5873 Cindy Ln is owned and occupied by two individuals who bought it in January 2021.

Source: Santa Rosa County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5873 CINDY LN, MILTON, FL 32570-7725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit PENAIR CU
Jun 21, 2023	Deed of Trust, Mortgage · Line of Credit PEN AIR FCU
Apr 9, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 5, 2021	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Prior Sale	May 13, 1999 · Amount on File
Deed Document Number	2021413
Deed Book / Page	4052 / 951
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5873 CINDY LN, MILTON, FL 32570-7725
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5873 CINDY LN, MILTON, FL 32570-7725

Mortgage

Document Number	0047231375
Date	Mar 24, 2026
Book Page	4723/1375
Instrument	202614555

Lender

Name	PENAIR CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5873 CINDY LN, MILTON, FL 32570-7725
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5873 CINDY LN, MILTON, FL 32570-7725

Mortgage

Document Number	0044070302
Date	Jun 21, 2023
Book Page	4407/302
Instrument	202327407

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5873 CINDY LN, MILTON, FL 32570-7725
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5873 CINDY LN, MILTON, FL 32570-7725

Mortgage

Document Number	0041010372
Date	Apr 9, 2021
Book Page	4101/372
Instrument	202123496

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 5, 2021
Property Address	5873 CINDY LN, MILTON, FL 32570-7725
Document Number	0040520951
Book / Page	4052 / 951
Instrument Date	Dec 31, 2020
Instrument	202100413
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4833, MILTON, FL 32572-4833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5873 CINDY LN, MILTON, FL 32570-7725

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$205,952 (+2.9%)	$229,852 (+2.8%) Land $18,000 Building $211,852
2024	$2,007.00 (+1.88%) Homeowner's exemption	$200,148 (+3%)	$223,598 (+1.12%) Land $16,000 Building $207,598
2023	$1,970.00 (+2.44%) Homeowner's exemption	$194,318 (+3%)	$221,132 (-0.26%) Land $16,000 Building $205,132
2022	$1,923.00 Homeowner's exemption	$188,658	$221,700 Land $16,000 Building $205,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5873 Cindy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5873 Cindy Ln is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Cindy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures