5871 Southpointe Ln, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 5871 Southpointe Ln, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,236 sqft · built 2000
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (May 2011)
Tax Bill	$3,083 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059-30-10-043.00`

Property Details

APN / Parcel Number

Primary APN	`059-30-10-043.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,236 sqft Finished Area
Gross Area	2,770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	5871 SOUTHPOINTE LN
City	COVINGTON
State	KY
Zip	41015-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRANDTLY RIDGE SEC 5 LOT 43
Legal Subdivision	BRANDTLY RIDGE SUBD
Legal Phase	5
Legal Lot Number	43
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4003
Census Tract	65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5871 SOUTHPOINTE LN, COVINGTON, KY 41015-4233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE CORP
Dec 17, 2019	Deed of Trust, Mortgage · FHA Mortgage UNION HM MTG CORP
Jul 6, 2017	Quit Claim Deed, Mortgage · FHA Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2011 · Amount on Record
Deed Sale	May 10, 2011 · Amount on Record
Prior Sale	Aug 6, 2001 · Amount on Record
Deed Document Number	201105 10 059 00123
Deed Book / Page	2864 / 127
Last Transfer Date	Jun 26, 2017
Transfer Doc	0005900208
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	5871 SOUTHPOINTE LN, COVINGTON, KY 41015-4233
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900358
Date	Sep 20, 2021
Book Page	274/41
Instrument	21092005900358

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company
Address	NASHVILLE, TN 37210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	5871 SOUTHPOINTE LN, COVINGTON, KY 41015-4233
Document Number	0000000043
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	CINCINNATUS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5871 SOUTHPOINTE LN COVINGTON KY 410154233, COVINGTON, KY 41015-4233

Mortgage

Document Number	0000000043
Date	Jan 15, 2020
Book Page	0000M4/000135
Instrument	43

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

July 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jul 6, 2017
Property Address	5871 SOUTHPOINTE LN, COVINGTON, KY 41015-4233
Document Number	0000000207
Book / Page	0I3966 / 000078
Instrument Date	Jun 26, 2017
Instrument	207
Transaction Type	Mortgage
Record Updated	Jul 26, 2017
Title Company	CINCINNATUS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5871 SOUTHPOINTE LN COVINGTON KY 410154233, COVINGTON, KY 41015-4233

Mortgage

Document Number	208
Date	Jul 6, 2017
Book Page	003966/000083
Instrument	208

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,200 (-) Land $45,000 Building $266,200	$311,200 (-) Land $45,000 Building $266,200
2025	$3,083.00 (-7.05%)	$311,200 (-) Land $35,000 Building $276,200	$311,200 (-) Land $35,000 Building $276,200
2023	$3,317.00	$311,200 Land $35,000 Building $276,200	$311,200 Land $35,000 Building $276,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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