5870 Wyndi Way, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5870 Wyndi Way, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,492 sqft · built 2004
Lot Size	2.72 acres (118,483 sqft)
Owner	Individual Name on Record
Last Sale	$915,000 (May 2021)
Tax Bill	$7,783 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2N-29-1980-00A00-0130`

Property Details

APN / Parcel Number

Primary APN	`30-2N-29-1980-00A00-0130`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,492 sqft Heated Area
Gross Area	7,022 sqft
1st Floor Area	5,169 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	118,483 sqft (2.72 acres)
Lot Dimensions	3,300 ft deep x 3,600 ft wide
Garage Area	677 sqft
Parking Spaces	2 Parking Spaces
RV Parking	RV Parking
Porch	Finished/Screened Porch
Porch Area	596 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	302N29198000A000130
Street Address	5870 WYNDI WAY
City	PACE
State	FL
Zip	32571-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	JERNIGAN ACRES LOT 13 BLK A AS DES IN OR 4117 PG 374
Legal Range	29W
Legal Township	02N
Legal Section	30
Legal Subdivision	JERNIGAN ACRES/ALL
Legal Block	A
Legal Lot Number	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1062
Census Tract	10302

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5870 WYNDI WAY, PACE, FL 32571-9721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2021 · Amount on Record
Deed Sale	May 12, 2021 · Amount on Record
Prior Sale	Oct 8, 2013 · Amount on Record
Deed Document Number	0004117374
Deed Book / Page	4117 / 374
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 12, 2021
Property Address	5870 WYNDI WAY, PACE, FL 32571-9721
Document Number	0041170374
Book / Page	4117 / 374
Map Reference	MB C PG 118
Instrument Date	May 12, 2021
Instrument	202131602
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5870 WYNDI WAY, 5870, PACE, FL 32571-9721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 MOONEY RD NE, FORT WALTON BEACH, FL 32547-1361

Mortgage

Document Number	4117377
Date	May 12, 2021
Instrument	4117/377

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5870 WYNDI WAY, PACE, FL 32571-9721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036771110
Date	Nov 13, 2017
Book Page	3677/1110
Instrument	201746877

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,783.00 (-1.68%) Homeowner's exemption	$663,459 (+3%)	$752,070 (+2.61%) Land $95,445 Building $656,625
2023	$7,916.00 (+13.39%) Homeowner's exemption	$644,135 (+13.42%)	$732,938 (+9.98%) Land $81,810 Building $651,128
2022	$6,981.00 Homeowner's exemption	$567,899	$666,425 Land $81,810 Building $584,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Conexon Connect, T-Mobile.

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