Lenawee County property record for 5870 Rays Dr, Onsted, MI 49265 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,008 sqft · built 1935 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Oct 2017) |
| Tax Bill | $5,386 (2025) |
| Deeds & Mortgages | Apr 2020 Refinance Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CA0-415-0021-00 |
| Primary APN | CA0-415-0021-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Width | 48 ft Width |
| Garage Type | Detached |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5870 RAYS DR |
|---|---|
| City | ONSTED |
| State | MI |
| Zip | 49265-9817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W PART OF LOT 2 BEING 48.16 FT ON N BD AND 48.08 FT ON S HOISINGTON'S SUBDIVISION OF OUTLOT 'A' AYLESWORTH HEIGHTS. |
| Legal Subdivision | FT ON S HOISINGTON'S SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | LENAWEE MI |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 60302 |
Source: Lenawee County records · APN CA0-415-0021-00
Assessment roll updated July 31, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21700 GAUKLER ST, SAINT CLAIR SHORES, MI 48080-2935 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DFCU FINANCIAL |
| Jul 25, 2018 | Deed of Trust, Mortgage · Conventional with PMI DFCU FIN'L |
| Oct 25, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 25, 2017 · Amount on Record |
| Deed Sale | Oct 25, 2017 · Amount on Record |
| Prior Sale | Nov 07, 2012 · Amount on Record |
| Deed Book / Page | 2553 / 479 |
| Prior Transfer Date | Oct 08, 2010 |
| Prior Transfer Doc | 0024130489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENAWEE MI |
| Property Address | 5870 RAYS DR, ONSTED, MI 49265-9817 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0025960647 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 2596/647 |
| Name | DFCU FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENAWEE MI |
| Property Address | 5870 RAYS DR, ONSTED, MI 49265-9817 |
| Document Number | 0025660991 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1762 FORREST HILL CT BROOKLYN MI 492309322, BROOKLYN, MI 49230-9322 |
| Document Number | 0025660991 |
|---|---|
| Date | Aug 02, 2018 |
| Book Page | 002566/000991 |
| Name | DFCU FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | DEARBON, MI 48126 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LENAWEE MI |
| Recording Date | Oct 25, 2017 |
| Property Address | 5870 RAYS DR, ONSTED, MI 49265-9817 |
| Document Number | 0025530479 |
| Book / Page | 002553 / 000479 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $774.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lenawee County records · Assessment roll updated July 31, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lenawee County |
| County Subdivision | Cambridge Township |
| Unified School District | Onsted Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,500 (+4.47%) | $243,000 (+4.47%) | |
| 2025 | $5,386.00 (+150.16%) Homeowner's exemption | $116,300 (+64.96%) | $232,600 (+64.96%) |
| 2024 | $2,153.00 (+9.46%) | ||
| 2022 | $1,967.00 | $70,500 | $141,000 |
Source: FEMA National Flood Hazard Layer, Lenawee County (26091C), updated August 14, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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