Kenton County property record for 587 Watson Rd, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,754 sqft · built 1974 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,000 (Mar 1998) |
| Tax Bill | $4,557 (2025) |
| Deeds & Mortgages | Jun 2020 Construction Loan Jun 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-01-015.00 |
| Primary APN | 003-30-01-015.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,754 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 126 ft deep x 58 ft wide |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 587 WATSON RD |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LLOYD MANOR SEC 8 LOT 113 |
| Legal Subdivision | LLOYD MANOR |
| Legal Phase | 8 |
| Legal Lot Number | 113 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 64300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 587 WATSON RD, ERLANGER, KY 41018-1552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2020 | Deed of Trust, Construction Loan · Construction Mortgage US BK |
| Jun 22, 2020 | Quit Claim Deed, Construction Loan · Construction Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 1998 · Amount on Record |
| Deed Sale | Mar 2, 1998 · Amount on Record |
| Last Transfer Date | Jun 1, 2020 |
| Transfer Doc | 0000000198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 22, 2020 |
| Property Address | 587 WATSON RD, ERLANGER, KY 41018-1552 |
| Document Number | 0000000199 |
| Book / Page | 000M60 / 000959 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 199 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 6, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 587 WATSON RD ERLANGER KY 410181552, ERLANGER, KY 41018-1552 |
| Document Number | 0000000199 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 000M60/000959 |
| Instrument | 199 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 22, 2020 |
| Property Address | 587 WATSON RD, ERLANGER, KY 41018-1552 |
| Document Number | 0000000198 |
| Book / Page | 000027 / 000611 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 198 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 17, 2020 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 587 WATSON RD ERLANGER KY 410181552, ERLANGER, KY 41018-1552 |
| Document Number | 199 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 000M60/000959 |
| Instrument | 199 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,500 (-) Land $25,000 Building $320,500 | $345,500 (-) Land $25,000 Building $320,500 | |
| 2025 | $4,557.00 (+1.54%) | $345,500 (-) Land $25,000 Building $320,500 | $345,500 (-) Land $25,000 Building $320,500 |
| 2023 | $4,488.00 | $345,500 Land $25,000 Building $320,500 | $345,500 Land $25,000 Building $320,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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